Raul Retian
Raul Retian is senior director of ISO Personal Lines Core Products. He can be reached at Raul.Retian@verisk.com.
2/27/2023 - 2 min read
How to do a better job with Comprehensive deductible relativities
When it comes to pricing for personal auto, there are a lot of things insurers can choose to assess. Here's how to decide what to focus on.
5/4/2022 - 4 min read
Looking towards the future of pay-per-mile underwriting
With some Americans are driving less, pay-per-mile car insurance is becoming more popular.
12/9/2021 - 5 min read
Economic shifts shape the unfolding journey for homeowners insurers
Supply-chain issues, labor shortages, and high demand for building resources are complicating factors as homeowners insurers head into 2022.
11/22/2021 - 9 min read
2021 personal auto growth and profitability: Unprecedented in new ways
Personal auto insurers had a year without precedent in 2020, and 2021 may break more new ground, but in very different ways.
11/3/2021 - 4 min read
Three reasons why personal auto physical damage costs are rising
ISO Statistical Data revealed personal auto physical damage insurance losses climbing even before COVID-19 reshaped driving patterns. What's going on?
9/14/2021 - 8 min read
Unpacking the 2021 new normal for personal auto mileage
Personal auto mileage has fluctuated widely through the pandemic and the emerging new normal. It may be time for insurers to leverage analytics to avoid premium leakage.
8/2/2021 - 5 min read
The big build: How a rise in renovations may affect property insurance
People spending more time at home seemed to ultimately help many insurers, as loss frequency declined in 2020 year over year across several categories.
3/22/2021 - 8 min read
The COVID-19 journey for homeowners insurers: Building on lessons learned and new-normal strategies
Economic turmoil, lifestyle changes, and transitions to remote work amid the COVID-19 pandemic created a “new normal” for personal property insurance.
3/5/2021 - 4 min read
Actuarial impact: How new deductible rating can improve insurer pricing of personal auto physical damage
Looking to sharpen your personal auto insurance pricing? This new method of calculating deductible relatives could help.
11/6/2020 - 5 min read
Awaiting a verdict: The evidence so far on personal auto’s new normal
Verisk continues to watch personal auto insurance trends resulting from the COVID-19 pandemic and provide likely scenarios and guidance for the new normal.
8/12/2020 - 3 min read
9 likely new-normal scenarios for personal auto insurance
As personal auto insurers navigate the coronavirus recession and recovery, complex social and economic trends appear set to shape the industry’s “new normal.”