var i = (window.location.host == "www.verisk.com") ? 'GTM-NKWPGK' : 'GTM-NR9MLKH'; (function (w, d, s, l, i) { w[l] = w[l] || []; w[l].push({ 'gtm.start': new Date().getTime(), event: 'gtm.js' }); var f = d.getElementsByTagName(s)[0], j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src = 'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f); })(window, document, 'script', 'dataLayer', i); </script> " height="0" width="0" style="display: none; visibility: hidden" ></ iframe > </noscript> <!-- End Google Tag Manager (noscript) --> <div class="grid article-page"> <a class="skip-to-main" href="#main">Skip to main content</a> <header class="[ grid__item grid__item__full ] [ full-bleed ] utility-navigation"> <nav class="navbar utility-navbar" aria-label="Utility" role="navigation"> <ul class="nav-links"> <li data-has-dropdown> <a class="drop xs language-selector" aria-expanded="false" tabindex="0"> Deutschland (DE) <span class="icon-container"> <svg xmlns="http://www.w3.org/2000/svg" width="22" height="22" viewBox="0 0 22 22" fill="none" class="icon"> <path d="M21.9988 10.849C21.9558 7.89604 20.7605 5.13792 18.6337 3.0819C16.5168 1.03665 13.7476 -0.0578002 10.8285 0.00235413C7.89501 0.0472455 5.15358 1.22968 3.11118 3.33149C1.06789 5.43331 -0.0367556 8.20669 0.000933523 11.1399C0.0386227 14.083 1.22493 16.8357 3.34181 18.8908C5.41112 20.9002 8.11397 22 10.9721 22C11.0358 22 11.0986 22 11.1623 21.9982C17.2249 21.895 22.0868 16.8932 21.9988 10.849ZM16.926 8.91149H18.0639C18.5745 8.91238 19.1012 8.91328 19.6226 8.90879C19.9519 10.2708 19.9537 11.6732 19.6271 13.0774H16.9269C17.0633 11.7028 17.0633 10.3336 16.9269 8.91149H16.926ZM18.8051 15.2142C17.9679 16.7369 16.8354 17.8889 15.3673 18.7095C15.6231 18.2184 15.8384 17.7165 16.0116 17.2074C16.2144 16.6086 16.3769 15.9908 16.5339 15.3929L16.5824 15.2079C17.2096 15.216 17.8458 15.2151 18.4605 15.2142C18.5754 15.2142 18.6903 15.2142 18.8051 15.2142ZM14.7912 13.0774H12.0713V8.92316H14.7867C14.9447 10.2546 14.9465 11.6193 14.7921 13.0774H14.7912ZM14.4063 6.78184H12.0677V2.51806C12.5658 2.88079 12.9821 3.39075 13.4048 4.15211C13.8221 4.90359 14.1442 5.74665 14.4063 6.78094V6.78184ZM18.3268 6.78633C17.7579 6.78723 17.1692 6.78902 16.5886 6.79531C16.297 5.45306 15.8887 4.29486 15.3458 3.26775C15.5917 3.40601 15.8358 3.55595 16.0727 3.72205C17.2141 4.5283 18.1321 5.55721 18.8051 6.78543H18.3268V6.78633ZM14.4098 15.2124C14.3802 15.33 14.3515 15.4432 14.3183 15.5554C14.0545 16.4586 13.7745 17.1706 13.4362 17.7955C13.1221 18.3755 12.7793 18.8414 12.3872 19.2185C12.2822 19.32 12.1727 19.4098 12.0579 19.4897C12.0579 18.0621 12.0579 16.6337 12.0579 15.2061C12.7076 15.2052 13.368 15.2079 14.0069 15.2106L14.4098 15.2124ZM9.93202 15.2169V19.4807C9.45373 19.1332 9.0535 18.6529 8.6479 17.9409C8.20191 17.1589 7.85643 16.2656 7.5944 15.2169H9.93202ZM7.20763 8.92136H9.92664V13.0747H7.21212C7.05508 11.7325 7.05419 10.3687 7.20763 8.92136ZM3.19464 6.78364C4.03098 5.26362 5.17152 4.10452 6.65576 3.26685C6.10209 4.30743 5.69379 5.46563 5.41291 6.79082C4.9418 6.78454 4.4662 6.78274 3.99688 6.78274C3.83446 6.78274 3.67293 6.78274 3.5132 6.78274C3.40642 6.78274 3.29963 6.78274 3.19374 6.78274L3.19464 6.78364ZM7.59081 6.78454C7.62491 6.64627 7.6599 6.51339 7.69849 6.38141C7.95244 5.5177 8.22434 4.82907 8.55547 4.21585C8.86775 3.63586 9.21413 3.1654 9.61256 2.77754C9.71127 2.68147 9.82524 2.58989 9.93651 2.51268L9.9383 3.68703C9.9401 4.72223 9.94099 5.75742 9.94189 6.79172C9.1585 6.78902 8.3751 6.78723 7.5917 6.78454H7.59081ZM3.6828 15.2115C4.24904 15.2106 4.83322 15.2088 5.41022 15.2026C5.69648 16.5251 6.10029 17.6752 6.63961 18.7041C6.45206 18.6008 6.27079 18.4958 6.09401 18.38C4.88706 17.5917 3.91342 16.5277 3.19374 15.2133H3.6828V15.2115ZM5.07281 13.081H4.41146C3.73485 13.0837 3.05824 13.0846 2.37625 13.0873C2.04781 11.7271 2.04602 10.3265 2.37176 8.91957H5.07281C4.93821 10.2914 4.93821 11.6885 5.07281 13.0801V13.081Z" fill="white"></path> </svg> </span> <span class="sr-only">Show submenu for language selector</span> </a> <div class="dropdown_container"> <ul> <li class="language-label">Sprache wählen</li> <li class="verisk-language" data-language="en-US"><a href="#">United States (EN)</a></li> <li class="verisk-language" data-language="en-CA"><a href="#">Canada (EN)</a></li> <li class="verisk-language" data-language="en-GB"><a href="#">United Kingdom (EN)</a></li> <li class="verisk-language" data-language="en-DE"><a href="#">Germany (EN)</a></li> <li class="verisk-language" data-language="fr-CA"><a href="#">Canada (FR)</a></li> <li class="verisk-language" data-language="da-DK"><a href="#">Danmark (DK)</a></li> <li class="verisk-language" data-language="sv-SE"><a href="#">Sverige (SV)</a></li> <li class="verisk-language" data-language="nb-NO"><a href="#">Norge (NB)</a></li> </ul> </div> </li> <li> <a href="/de-de/unternehmen/kontakt-verisk/" title="Kontakt"> <span class="icon-container"> <?xml version="1.0" encoding="UTF-8"?><svg id="Layer_1" data-name="Layer 1" xmlns="http://www.w3.org/2000/svg" width="25" height="23" version="1.1" viewBox="0 0 25 23"><defs><style> .cls-1 { fill: #fff; stroke-width: 0px; } </style></defs><path class="cls-1" d="M22.47,22.25c-.47,0-.94-.15-1.34-.44l-1.85-1.39c-.14-.1-.28-.15-.43-.15H7.71c-1.77,0-3.2-1.44-3.2-3.2,0-.69.56-1.27,1.25-1.27s1.25.54,1.25,1.23v.04c0,.39.32.7.7.7h11.15c.69,0,1.35.23,1.93.65l1.42,1.07V6.25c0-.39-.32-.7-.7-.7h-1.43c-.69,0-1.25-.56-1.25-1.25s.56-1.25,1.25-1.25h1.43c1.77,0,3.2,1.44,3.2,3.2v13.77c0,.84-.47,1.6-1.22,1.98-.32.16-.67.24-1.01.24h-.01ZM22.62,19.8h0ZM15.72,0H1.95C.86,0,0,.89,0,1.95v13.77c0,.8.92,1.26,1.58.78l1.84-1.38c.34-.26.75-.4,1.18-.4h11.15c1.09,0,1.95-.89,1.95-1.95V1.98c-.03-1.09-.89-1.98-1.98-1.98h0ZM9.83,11.55h-4.91c-.69,0-1.24-.55-1.24-1.24s.55-1.24,1.24-1.24h4.91c.69,0,1.24.55,1.24,1.24s-.55,1.24-1.24,1.24ZM13.77,6.64H4.91c-.69,0-1.24-.55-1.24-1.24s.55-1.24,1.24-1.24h8.85c.69,0,1.24.55,1.24,1.24s-.57,1.24-1.24,1.24h.01Z" /></svg> </span> </a> </li> </ul> </nav> </header> <header class="[ grid__item grid__item__full ] [ full-bleed ] main-navigation"> <nav role="navigation" class="navbar main-navbar" aria-label="Main"> <a href="/de-de/"> <img alt="Verisk Logo" tabindex="0" src="/494d70/contentassets/faca0466a4ed4d7eadc22dcaa8ac2083/verisk_main-nav-logo-5.png" /> </a> <ul class="nav-links"> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Unsere Lösungen <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu"> <ul> <li class="menu-item section-label"> <span>Unsere Lösungen</span> </li> <li class="menu-item item-1-1 " tabindex="0"> <a href="/de-de/loesungen/schadenmanagement/" title="Schadenmanagement" class="sm" target="_self" >Schadenmanagement</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Schadenmanagement</span> </li> <li class="menu-item item-2-1 "> <a href="/de-de/loesungen/schadenmanagement/" class="sm">Überblick Schadenmanagement</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/de-de/loesungen/schadenmanagement/personenschaden/" title="Personenschaden" class="sm" target="_self">Personenschaden</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/de-de/loesungen/schadenmanagement/kfz-schaden/" title="Kfz-Schaden" class="sm" target="_self">Kfz-Schaden</a> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/de-de/loesungen/schadenmanagement/gebaeudeschaden/" title="Gebäudeschaden" class="sm" target="_self">Gebäudeschaden</a> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/de-de/loesungen/schadenmanagement/krankenversicherung/" title="Krankenversicherung" class="sm" target="_self">Krankenversicherung</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-84525"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Schadenmanagement - Überblick</strong></p> <p>Als unabhängiger Spezialist helfen wir Ihnen, Ihr Schadenmanagement neu zu denken — mit qualitätsgesicherten Daten, modularen Technologien und einzigartiger Expertise — heute und in Zukunft.</p> <p><a href="/de-de/loesungen/schadenmanagement/" class="score-button verisk-button primary default xsm">Mehr erfahren</a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-120791"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Personenschadenmanagement - Überblick</strong></p> <p>Personenschäden schnell, transparent und fair regulieren mit datenbasierten Services, automatisierten Prozessen und fundierter medizinischer Expertise.</p> <p><a href="/de-de/loesungen/schadenmanagement/personenschaden/" class="score-button verisk-button primary default xsm">Mehr erfahren</a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-120793"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Kfz-Schadenmanagement - Überblick</strong></p> <p>Effizientes Kfz-Schadenmanagement mit KI-gestützten Technologien, Daten und Expertenwissen in einem flexiblen Full-Service-Angebot.</p> <p><a href="/de-de/loesungen/schadenmanagement/kfz-schaden/" class="score-button verisk-button primary default xsm">Mehr erfahren</a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-120795"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Gebäudeschadenmanagement - Überblick</strong></p> <p>Flexible und kundenindividuell anpassbare No-Code-Plattform zum effizienten Management von Gebäudeschäden.</p> <p><a href="/de-de/loesungen/schadenmanagement/gebaeudeschaden/" class="score-button verisk-button primary default xsm">Mehr erfahren</a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-5 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-120797"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Leistungsregulierung im Bereich Krankenversicherung - Überblick</strong></p> <p>Digitale Prozessen und medizinisch fundierte Unterstützung in der Leistungsregulierung der gesetzlichen und privaten Krankenversicherung.</p> <p><a href="/de-de/loesungen/schadenmanagement/krankenversicherung/" class="score-button verisk-button primary default xsm">Mehr erfahren</a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-2 " tabindex="0"> <a href="/de-de/loesungen/katastrophen-risikomanagement/" title="Katastrophen- und Risikomanagement" class="sm" target="_self" >Katastrophen- und Risikomanagement</a> </li> <li class="nav-list-separator"></li> <li class="menu-item section-label"> <span>Alle Lösungen ansehen</span> </li> <li class="menu-item item-1-3 " tabindex="0"> <a href="/de-de/produkte/" title="Alle Lösungen ansehen" class="sm" target="_self" >Alle Lösungen ansehen</a> </li> </ul> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-84527"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Unsere Lösungen - Überblick</strong></p> <p>Risiken bewerten, Ergebnisse verbessern, Widerstandsfähigkeit aufbauen und strategische Chancen durch innovative Lösungen für Versicherer und Rückversicherer nutzen.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-2"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-84526"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Katastrophen- und Risikomanagement - Überblick</strong></p> <p>Risiken durch Extremereignisse mit komplexen Katastrophenrisikomodellierung, globalen Verlustindizes und fortschrittlichen Analysen identifizieren und quantifizieren.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-3"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-120798"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Alle Lösungen ansehen</strong></p> <p>Durchsuchen Sie alle unsere verfügbaren Produkte aus allen Sparten, Branchen und Phasen des Versicherungslebenszyklus.</p> <p><a href="/de-de/produkte/" class="score-button verisk-button primary default xsm">Mehr erfahren</a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Ressourcen <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu"> <ul> <li class="menu-item section-label"> <span>Ressourcen</span> </li> <li class="menu-item item-1-1 " tabindex="0"> <a href="/de-de/blog/" title="Thought Leadership" class="sm" target="_self" >Thought Leadership</a> </li> </ul> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-118430"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Visualise: Blogartikel rund um Ihre Branche</strong></p> <p>Erfahren Sie alles, rund um die Themen Schadenmanagement und Riskomanagement von Extremereignissen.<a href="/de-de/blog/"></a></p> <p><a href="/de-de/blog/" class="score-button verisk-button primary default xsm">Jetzt lesen</a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-118430"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Visualise: Blogartikel rund um Ihre Branche</strong></p> <p>Erfahren Sie alles, rund um die Themen Schadenmanagement und Riskomanagement von Extremereignissen.<a href="/de-de/blog/"></a></p> <p><a href="/de-de/blog/" class="score-button verisk-button primary default xsm">Jetzt lesen</a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Unternehmen <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu"> <ul> <li class="menu-item section-label"> <span>Unternehmen</span> </li> <li class="menu-item item-1-1 " tabindex="0"> <a href="/de-de/unternehmen/ueber-verisk/" title="Über Verisk" class="sm" target="_self" >Über Verisk</a> </li> <li class="menu-item item-1-2 " tabindex="0"> <a href="/de-de/unternehmen/karriere/" title="Karriere" class="sm" target="_self" >Karriere</a> </li> <li class="menu-item item-1-3 " tabindex="0"> <a href="/de-de/unternehmen/kontakt-verisk/" title="Kontakt" class="sm" target="_self" >Kontakt</a> </li> </ul> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-56000"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Über Verisk</strong></p> <p>Unsere Kunden und die Versicherungsbranche vertrauen auf unser tiefgehendes Fachwissen über Daten, Analysen und zukunftsweisende Technologien.</p> <p><a href="/de-de/unternehmen/ueber-verisk/" title="Mehr erfahren" class="score-button verisk-button primary default xsm"><strong>Mehr erfahren</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-56000"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Über Verisk</strong></p> <p>Unsere Kunden und die Versicherungsbranche vertrauen auf unser tiefgehendes Fachwissen über Daten, Analysen und zukunftsweisende Technologien.</p> <p><a href="/de-de/unternehmen/ueber-verisk/" title="Mehr erfahren" class="score-button verisk-button primary default xsm"><strong>Mehr erfahren</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-2"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-56000"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Über Verisk</strong></p> <p>Unsere Kunden und die Versicherungsbranche vertrauen auf unser tiefgehendes Fachwissen über Daten, Analysen und zukunftsweisende Technologien.</p> <p><a href="/de-de/unternehmen/ueber-verisk/" title="Mehr erfahren" class="score-button verisk-button primary default xsm"><strong>Mehr erfahren</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-3"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-56000"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Über Verisk</strong></p> <p>Unsere Kunden und die Versicherungsbranche vertrauen auf unser tiefgehendes Fachwissen über Daten, Analysen und zukunftsweisende Technologien.</p> <p><a href="/de-de/unternehmen/ueber-verisk/" title="Mehr erfahren" class="score-button verisk-button primary default xsm"><strong>Mehr erfahren</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> </ul> <div class="search_buttons"> <a class="search-icon" role="button" aria-label="open search button" data-toggle-search="closed"> <span class="search-icon-container"> <svg xmlns="http://www.w3.org/2000/svg" width="26" height="26" viewBox="0 0 26 26" fill="none" class="icon"> <path fill-rule="evenodd" clip-rule="evenodd" d="M19.2967 17.6072L24.5714 22.9469C24.8069 23.2119 24.7953 23.6175 24.5451 23.8681L23.622 24.8025C23.4982 24.9289 23.3296 25 23.1538 25C22.9781 25 22.8095 24.9289 22.6857 24.8025L17.411 19.4628C17.2651 19.3149 17.1327 19.1541 17.0154 18.9823L16.0264 17.6473C14.39 18.9701 12.3578 19.6904 10.2637 19.6897C5.9485 19.7049 2.19871 16.6915 1.23437 12.4335C0.270018 8.17548 2.34848 3.80932 6.23925 1.91988C10.13 0.0304566 14.7947 1.12202 17.4716 4.54834C20.1486 7.97466 20.1234 12.8213 17.411 16.2189L18.7297 17.14C18.9356 17.2735 19.1258 17.4301 19.2967 17.6072ZM3.67033 10.3452C3.67033 14.0315 6.62229 17.0199 10.2637 17.0199C12.0124 17.0199 13.6895 16.3167 14.9259 15.0649C16.1625 13.8132 16.8571 12.1155 16.8571 10.3452C16.8571 6.65883 13.9051 3.67047 10.2637 3.67047C6.62229 3.67047 3.67033 6.65883 3.67033 10.3452Z" fill="#0062ff" stroke="#0062ff" stroke-width="0.75" /> </svg> </span> </a> <form action="/de-de/suche/" method="get"> <input class="search" type="search" placeholder="[Seite durchsuchen]" aria-label="search" role="searchbox" name="keyword" /> </form> <a class="search-close-icon" role="button" aria-label="close search button"> <span class="search-close-icon-container"> <svg width="48" height="48" viewBox="0 0 48 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="icon"> <path d="M36.6014 11.4195C35.8214 10.6395 34.5614 10.6395 33.7814 11.4195L24.0014 21.1795L14.2214 11.3995C13.4414 10.6195 12.1814 10.6195 11.4014 11.3995C10.6214 12.1795 10.6214 13.4395 11.4014 14.2195L21.1814 23.9995L11.4014 33.7795C10.6214 34.5595 10.6214 35.8195 11.4014 36.5995C12.1814 37.3795 13.4414 37.3795 14.2214 36.5995L24.0014 26.8195L33.7814 36.5995C34.5614 37.3795 35.8214 37.3795 36.6014 36.5995C37.3814 35.8195 37.3814 34.5595 36.6014 33.7795L26.8214 23.9995L36.6014 14.2195C37.3614 13.4595 37.3614 12.1795 36.6014 11.4195Z" fill="#2a7de1" /> </svg> </span> </a> </div> </nav> </header> <div id="main"></div> <div class="[ grid__item grid__item__full ] [ full-bleed ]"> <div class="score-hero blog-detail" style="background-image:url('/4a4e75/contentassets/6412e17e6cfa48589c16294beb184c24/visualize-hero-image_v5b.png/_croppings/style-settings-x-large.png');"> <div class="breadcrumb-cta"> <section class="breadcrumb-wrapper over-light"> <div class="container"> <div class="w-full"> <nav aria-label="Breadcrumb" class="breadcrumb"> <ol class="breadcrumb-list" itemscope itemtype="http://schema.org/BreadcrumbList"> <li class="breadcrumb-item" itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"> <a href="/de-de/" aria-label="Home" itemprop="item" class="breadcrumb-item-link"><span itemprop="name" class="icon-container"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" class="icon"><path d="M511.8 287.6L512.5 447.7C512.5 450.5 512.3 453.1 512 455.8V472C512 494.1 494.1 512 472 512H456C454.9 512 453.8 511.1 452.7 511.9C451.3 511.1 449.9 512 448.5 512H392C369.9 512 352 494.1 352 472V384C352 366.3 337.7 352 320 352H256C238.3 352 224 366.3 224 384V472C224 494.1 206.1 512 184 512H128.1C126.6 512 125.1 511.9 123.6 511.8C122.4 511.9 121.2 512 120 512H104C81.91 512 64 494.1 64 472V360C64 359.1 64.03 358.1 64.09 357.2V287.6H32.05C14.02 287.6 0 273.5 0 255.5C0 246.5 3.004 238.5 10.01 231.5L266.4 8.016C273.4 1.002 281.4 0 288.4 0C295.4 0 303.4 2.004 309.5 7.014L416 100.7V64C416 46.33 430.3 32 448 32H480C497.7 32 512 46.33 512 64V185L564.8 231.5C572.8 238.5 576.9 246.5 575.8 255.5C575.8 273.5 560.8 287.6 543.8 287.6L511.8 287.6z"></path><title xmlns="">Home</title></svg></span></a> <meta itemprop="name" content="Home" /> <meta itemprop="position" content="1" /> </li> <li class="breadcrumb-item" itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"> <a href="/de-de/blog/" itemprop="item" class="breadcrumb-item-link"><span itemprop="name">Blog</span></a> <meta itemprop="position" content="2" /> </li> <li class="breadcrumb-item" itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"> <span itemprop="name" aria-current="page" class="breadcrumb-item-current-page">Digital erfassen. Einheitlich bewerten. Wie moderne Underwriting-Software den Prozess transformiert</span> <meta itemprop="position" content="3" /> </li> </ol> </nav> </div> </div> </section> </div> <div class="container"> <div class="column-left "> <div class="caption"> <h1 class="w-9col">Digital erfassen. Einheitlich bewerten. Wie moderne Underwriting-Software den Prozess transformiert</h1> <div class="score-call-to-action only-mobile"> </div> </div> </div> </div> </div> </div> <section class="[ grid__item grid__item__full ] [ full-bleed ] article-detail-section"> <div class="content-area"> <main class="article-detail-content w-8col"> <section class="blog-follow"> <div class="article-information"> <span class="date-readtime"> 16. September 2026 </span> </div> <div class="follow-wrapper" id="social-share-container"> </div> </section> <!-- Social sharing --> <script type="text/plain" class="optanon-category-C0004"> OneTrust.InsertHtml(` <div class="follow-icons-wrapper"> <a onclick="blogShareOnFacebook('https://preprod.verisk.com/de-de/blog/digital-erfassen.-einheitlich-bewerten.--wie-moderne-underwriting-software-den-prozess-transformiert/')" class="facebook-follow" alt="Opens Facebook in a new window"> <svg data-name="Layer 1" xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" class="icon"><path d="M16 0C7.2 0 0 7.2 0 16.1s5.9 14.6 13.5 15.8V20.7H9.4v-4.6h4.1v-3.5c0-4 2.4-6.2 6-6.2s3.6.3 3.6.3v4h-2c-2 0-2.6 1.2-2.6 2.5v3h4.4l-.7 4.6h-3.7V32c3.8-.6 7.2-2.5 9.7-5.4S32 20 32 16.2C32 7.2 24.8 0 16 0" /> </svg> </a> <a onclick="shareOnLinkedIn('https://preprod.verisk.com/de-de/blog/digital-erfassen.-einheitlich-bewerten.--wie-moderne-underwriting-software-den-prozess-transformiert/')" class="linkedin-follow" alt="Opens LinkedIn in new window"> <svg data-name="Layer 1" xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32" class="icon"><path d="M16 0C7.2 0 0 7.2 0 16s7.2 16 16 16 16-7.2 16-16S24.8 0 16 0m-4.5 22.7H8.4v-10h3.1zM9.9 11.5c-1.1 0-1.9-.8-1.9-1.7s.8-1.7 1.9-1.7 1.9.7 1.9 1.7-.7 1.7-1.9 1.7M24 22.7h-3.5v-5.2c0-1.4-.6-2.3-1.8-2.3s-1.4.6-1.7 1.2v6.2h-3.5v-10H17v1.6c.2-.7 1.3-1.7 3.1-1.7s4 1.4 4 4.5v5.5Z" /></svg> </a> <a onclick="blogShareOnTwitter('https://preprod.verisk.com/de-de/blog/digital-erfassen.-einheitlich-bewerten.--wie-moderne-underwriting-software-den-prozess-transformiert/')" class="twitter-follow" alt="Opens Twitter/X in new window"> <svg id="Layer_1" data-name="Layer 1" xmlns="http://www.w3.org/2000/svg" width="32" height="32" version="1.1" viewBox="0 0 32 32" class="icon"><path d="m8.8 8.2 11.7 15.6h2.7L11.5 8.2z"/><path d="M16 0C7.2 0 0 7.2 0 16s7.2 16 16 16 16-7.2 16-16S24.8 0 16 0m3.9 25.1L14.6 18 8 25.1H6.3l7.5-8.1L6.4 6.9h5.8l4.9 6.6 6.1-6.6h1.7l-7 7.6 7.9 10.6H20Z"/></svg> </a> <a onclick="window.print()" class="print-follow" alt="print icon"> <svg id="Layer_1" data-name="Layer 1" xmlns="http://www.w3.org/2000/svg" width="32" height="32" version="1.1" viewBox="0 0 32 32" class="icon"><defs><style></style></defs><path d="M14.8 0c-3.8.3-7.3 1.9-10 4.5-1.4 1.3-2.4 2.7-3.2 4.4C.7 10.7.3 12.3 0 14.3v3.3c.2 2 .7 3.7 1.5 5.4 1.6 3.4 4.5 6.1 7.8 7.6 1.7.7 3.3 1.2 5.1 1.4h2.9c2.3-.2 4.5-.9 6.4-2 .4-.2 1.4-.9 1.8-1.2 2-1.5 3.6-3.5 4.7-5.7.8-1.6 1.3-3.2 1.5-5.1v-1.9c0-1.4 0-1.7-.2-2.8-.7-4-2.9-7.6-6.1-10-2.1-1.9-4.9-3-7.9-3.3zm5.9 5.2c.6.6 1.3 1.2 1.5 1.4l.4.4v2.3H9.5V4.2h10.1l1.1 1.1Zm4.4 4.8c.7.1 1.2.7 1.3 1.4v9.4c-.2.5-.6.9-1 1.1h-2v-4.4H8.9v4.4h-.8c-.9 0-1.1 0-1.5-.2s-.7-.7-.8-1.1V11c.2-.6.7-1 1.3-1.1h18.1Zm-2.5 13.2V28H9.5v-9.5h13.1v4.8Z"/><path d="M19.4 6.1v1.1h2.4L19.5 5v1.1Zm2.3 8.3v.5h1.7v-1.1h-1.7v.5ZM11 19.7v.3h10v-.6H11zm.2 1.4H11v.5h10v-.5zM11 23v.3h10v-.6H11zm0 1.7v.3h10v-.6H11z"/></svg> </a> <a onclick="shareOnEmail('Digital erfassen. Einheitlich bewerten. Wie moderne Underwriting-Software den Prozess transformiert', 'https://preprod.verisk.com/de-de/blog/digital-erfassen.-einheitlich-bewerten.--wie-moderne-underwriting-software-den-prozess-transformiert/')" class="mail-follow" alt="email icon"> <svg id="Layer_1" data-name="Layer 1" xmlns="http://www.w3.org/2000/svg" width="32" height="32" version="1.1" viewBox="0 0 32 32" class="icon"><defs><style></style></defs><g id="surface1"><path d="M14.8 0C9.8.4 5.4 3 2.6 7.2 0 11.2-.7 16.3.8 20.9c1.5 4.8 5.3 8.6 10 10.2 4.8 1.7 10.2.9 14.4-2 3.2-2.2 5.4-5.5 6.4-9.2 1.2-4.5.3-9.3-2.4-13.1C26.6 3.2 22.5.7 18.1.1c-.9-.1-2.5-.2-3.3-.1m2.5 16c0 9.5 0 10-.1 10 0 0-2.6-.4-5.6-.9l-5.5-.9V7.8l5.5-.9c3-.5 5.5-.9 5.6-.9h.1zm8.6-5.1s.1.2.1.5v.4l-1.7 1.4c-1 .8-2.2 1.8-2.8 2.3l-1.1.9-2.5-2.1v-3.6h4c3.6 0 4 0 4.1.1Zm.1 6.5c0 4.1 0 4.5-.1 4.6 0 .1-.3.1-4.1.1h-4v-3.3c0-3.1 0-3.3.1-3.2 0 0 .6.5 1.1 1 .6.5 1.1.9 1.2.9 0 0 .2 0 .4-.1.1 0 1.4-1.1 2.7-2.3 1.4-1.2 2.5-2.1 2.6-2.1v4.5Z"/><path d="M11.2 12.2c-.7.2-1.2.4-1.7 1-.7.7-1 1.6-1 2.9s.3 2.2 1.1 3c.7.7 1.5 1 2.5.9.7 0 1.1-.2 1.5-.7.4-.4.6-.8.8-1.5.1-.4.1-.6.1-1.7s0-1.8-.4-2.5c-.2-.5-.7-1-1.1-1.2-.3-.1-.4-.2-1-.2h-.9Zm.9 1.2c.1 0 .4.2.5.3.5.5.8 1.3.7 2.5 0 .9-.1 1.3-.4 1.7q-.45.6-1.2.6c-.9 0-1.5-.6-1.8-1.6-.2-.6-.1-1.7 0-2.2.3-1.1 1.2-1.7 2.2-1.4Z"/></g></svg> </a> </div> `, 'social-share-container', null, null, 'C0004') </script> <script type="text/javascript"> if (typeof dataLayer !== 'undefined') { dataLayer.push({ 'publishDate': '09.2026', 'author': '', 'topics': '', 'tags': '' }); } function blogShareOnTwitter(absoluteurl) { const twitterAccount = "Verisk"; const viaValue = twitterAccount != null ? "&via=" + twitterAccount : ""; var twitterURL = "https://twitter.com/intent/tweet?url=" + absoluteurl + viaValue; window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'socialNetwork': 'Twitter', 'socialAction': 'Share', 'socialTarget': absoluteurl, 'event': 'socialInt' }); window.open(twitterURL, "Share on Twitter", "status=1,width=600,height=480") } function blogShareOnFacebook(absoluteurl) { var facebookURL = "https://www.facebook.com/share.php?u=" + absoluteurl; window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'socialNetwork': 'Facebook', 'socialAction': 'Share', 'socialTarget': absoluteurl, 'event': 'socialInt' }); window.open(facebookURL, 'Share on Facebook', 'status=1,width=600,height=480') } function shareOnEmail(title, absoluteurl) { window.location = "mailto:?subject=" + title + "&body=" + absoluteurl; } function shareOnLinkedIn(absoluteurl) { var linkedInURL = "http://www.linkedin.com/shareArticle?mini=true&url=" + absoluteurl; window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'socialNetwork': 'LinkedIn', 'socialAction': 'Share', 'socialTarget': absoluteurl, 'event': 'socialInt' }); window.open(linkedInURL, "Share on LinkedIn", "status=1,width=700,height=570", !0) } </script> <div class="rich-text default"> <!-- XhtmlString.cshtml Display Template Start --> <p>Die Anforderungen an das Underwriting steigen: Risiken müssen schneller bewertet, Daten sauber dokumentiert und Entscheidungen fundiert getroffen werden. Gleichzeitig sind viele Underwriting-Prozesse noch immer durch manuelle Datenerfassung, Medienbrüche und uneinheitliche Vorgehensweisen geprägt.</p> <p>Wie kann eine moderne Underwriting-Software hier konkret unterstützen? Und wie gelingt es, komplexe Anforderungen in eine intuitive und digitale Lösung zu übersetzen?</p> <p>Das und mehr haben wir unsere Produktmanagerin Lea Nolte gefragt.</p> <!-- XhtmlString.cshtml Display Template End --> </div> <div class="tag-container"> </div> </main> <aside class="w-4col sticky-rail"> <div class="search-wrapper" role="search"> <form action="/de-de/blog/" method="get"> <input class="search" type="search" aria-label="search" role="searchbox" placeholder="Search" name="keyword"> </form> </div> <section class="related-articles"> <h4>You May Also Like</h4> <div class="related-articles-article"> <div class="image-wrapper related-articles-article-image"> <img src="https://preprod.verisk.com/490253/contentassets/80f0f6335bce434b88eb8fd3e57b68a1/visualize-a-day-in-the-life---motor-image.jpg/_croppings/blog-details-page-slim-card.jpg" alt="a day in the life - image of man working on a car" class="score-image img-fluid image-card" /> </div> <div class="related-articles-article-details"> <h6 class="related-articles-article-details-tag">28. Januar 2026</h6> <a href="https://preprod.verisk.com/de-de/blog/blick-hinter-die-kulissen-der-alltag-als-kfz-sachverstandiger-im-aussendienst/" target="_self" aria-label="Blick hinter die Kulissen: Der Alltag als Kfz-Sachverständiger im Außendienst" class="related-articles-article-details-link" > Blick hinter die Kulissen: Der Alltag als Kfz-Sachverständiger im Außendienst </a> </div> </div> <div class="related-articles-article"> <div class="image-wrapper related-articles-article-image"> <img src="https://preprod.verisk.com/48f99d/contentassets/3c64ac88709646bc8d61849f69d5abd4/man_at_desk_anatomy_poster.jpg/_croppings/blog-details-page-slim-card.jpg" alt="Man At Desk Anatomy Poster " class="score-image img-fluid image-card" /> </div> <div class="related-articles-article-details"> <h6 class="related-articles-article-details-tag">22. Januar 2026</h6> <a href="https://preprod.verisk.com/de-de/blog/zehn-jahre-medizinische-rechnungspruefung/" target="_self" aria-label="Von der Idee zum Branchenstandard: 10 Jahre medizinische Rechnungsprüfung" class="related-articles-article-details-link" > Von der Idee zum Branchenstandard: 10 Jahre medizinische Rechnungsprüfung </a> </div> </div> <div class="related-articles-article"> <div class="image-wrapper related-articles-article-image"> <img src="https://preprod.verisk.com/4b14bd/contentassets/d66ae3acf824459ea2cc3da04e6eb059/colleges-reviewing-whiteboard.jpg/_croppings/blog-details-page-slim-card.jpg" alt="Colleges Reviewing Whiteboard " class="score-image img-fluid image-card" /> </div> <div class="related-articles-article-details"> <h6 class="related-articles-article-details-tag">6. Januar 2026</h6> <a href="https://preprod.verisk.com/de-de/blog/wo-das-schadenmanagement-2026-steht-und-warum-2035-laengst-beginnt/" target="_self" aria-label="Wo das Schadenmanagement 2026 steht – und warum 2035 längst beginnt" class="related-articles-article-details-link" > Wo das Schadenmanagement 2026 steht – und warum 2035 längst beginnt </a> </div> </div> </section> <div class="additional-content"> </div> </aside> </div> </section> <footer class="[ grid__item grid__item__full ] [ full-bleed ]"> <div class="footer-wrapper"> <div class="footer-curve"> <div class="footer-image" style="background-image: url('')"> </div> </div> <div class="footer-wrapper-sub-wrapper"> <div class="footer-content"> <div class="footer-content-column"> <h6 class="footer-content-column-header">Unsere Lösungen</h6> <nav aria-label="Unsere Lösungen" role="navigation"> <ul class="footer-content-column-list"> <li class="nav-item"> <a class="nav-link" href="/de-de/loesungen/schadenmanagement/" title="Schadenmanagement" target="_self" rel="">Schadenmanagement</a> </li> <li class="nav-item"> <a class="nav-link" href="/de-de/loesungen/katastrophen-risikomanagement/" title="Katastrophen- und Risikomanagement" target="_self" rel="">Katastrophen- und Risikomanagement</a> </li> </ul> </nav> </div> <div class="footer-content-column"> <h6 class="footer-content-column-header">Unternehmen</h6> <nav aria-label="Unternehmen" role="navigation"> <ul class="footer-content-column-list"> <li class="nav-item"> <a class="nav-link" href="/de-de/unternehmen/ueber-verisk/" title="Über Verisk" target="_self" rel="">Über Verisk</a> </li> <li class="nav-item"> <a class="nav-link" href="https://fa-ewmy-saasfaprod1.fa.ocs.oraclecloud.com/hcmUI/CandidateExperience/de/sites/CX_1/jobs?location=Germany&locationId=300000000455833&locationLevel=country&mode=location" title="Karriere" target="_blank" rel="noreferrer">Karriere</a> </li> <li class="nav-item"> <a class="nav-link" href="/company/newsroom/" title="News" target="_self" rel="">News</a> </li> </ul> </nav> </div> <div class="footer-content-column"> <h6 class="footer-content-column-header">Ressourcen</h6> <nav aria-label="Ressourcen" role="navigation"> <ul class="footer-content-column-list"> <li class="nav-item"> <a class="nav-link" href="/de-de/unternehmen/kontakt-verisk/" title="Kontakt" target="_self" rel="">Kontakt</a> </li> <li class="nav-item"> <a class="nav-link" href="/de-de/impressum/" title="Impressum" target="_self" rel="">Impressum</a> </li> </ul> </nav> <div class="social-container"> <h5 class="social-headline">Auf dem Laufenden bleiben</h5> <div class="social-navigation"> <a title="" href="https://www.linkedin.com/company/verisk-germany/" target="_blank" rel="noreferrer" tabindex="0"> <img src="/4952b6/siteassets/icons/vds-icons/linkedin-icon2.svg" alt="Linkedin Icon " id="block-69198" width="30" height="30" /> </a> <a title="" href="https://www.facebook.com/veriskgermany" target="_blank" rel="noreferrer" tabindex="0"> <img src="/4954e7/siteassets/icons/vds-icons/facebook-icon2.svg" alt="Facebook" id="block-69197" width="30" height="30" /> </a> <a title="" href="https://www.instagram.com/verisk_germany/" target="_blank" rel="noreferrer" tabindex="0"> <img src="/4a4cea/siteassets/icons/vds-icons/instagram.svg" alt="Instagram" id="block-84808" width="30" height="30" /> </a> </div> </div> </div> </div> <div class="footer-footer-wrapper"> <div class="footer-footer-content-wrapper"> <div class="footer-footer-logo"> <img alt="Verisk Footer Left " src="/4ad690/contentassets/87d1b64b5c9a48f09ef33019baa650d3/verisk-footer-left.png" /> <div> </div> </div> <div class="footer-footer-content"> <div class="footer-footer-links"> <a class="nav-link" href="/de-de/unternehmen/kontakt-verisk/" title="Kontakt" target="_self" rel="">Kontakt</a> <a class="nav-link" href="/de-de/datenschutzhinweise/" title="Datenschutzhinweise" target="_self" rel="">Datenschutzhinweise</a> <a class="nav-link" href="/de-de/datenschutzhinweise/verisk-analytics-nutzungsbedingungen-fuer-die-website/" title="Nutzungsbedingungen" target="_self" rel="">Nutzungsbedingungen</a> <a class="nav-link" href="" title="Cookie-Einstellungen" target="_self" rel="">Cookie-Einstellungen</a> </div> <div class="footer-footer-copyright"> © 2008, 2026 Verisk Analytics, Inc. Alle Rechte vorbehalten. </div> </div> <div class="footer-footer-logo"> <img alt="Verisk Analytics Logo Right " src="/49600d/contentassets/87d1b64b5c9a48f09ef33019baa650d3/verisk-analytics-logo-right.png" /> <div> </div> </div> </div> </div> </div> </div> </footer> <script src="/dist/sites/Verisk/main.js?v=5INatOKMdz56OJl2VnvUvt50r4_T7Kwq0oVQpbmOT_s"></script> <script src="/ClientResources/scripts/vendor/kaltura.js?v=bMudku8U3niS50IANzLaF0n_rWgHPA7W1NRfIIZgbW0"></script> <script type="text/javascript"> const cookiePreferencesModal = document.querySelector('[title="Cookie-Einstellungen"]'); if (cookiePreferencesModal ) { cookiePreferencesModal.classList.add('optanon-toggle-display'); cookiePreferencesModal.setAttribute('href', '#onetrust-pc-btn-handler'); } </script> </div> <script type="text/javascript" src="/_Incapsula_Resource?SWJIYLWA=719d34d31c8e3a6e6fffd425f7e032f3&ns=11&cb=1278476065" async></script></body> </html>