Underwriting and Rating
Travel and Health Risk Rating
Transform insurance underwriting when you automate the assessment of medical conditions.
Automate medical risk assessment
Verisk Risk Rating Tools help you automate medical risk assessment and underwrite inclusively for your customers, including those with pre-existing conditions.
Underwrite at the point of sale
Quickly and easily implement Risk Rating Tools through an application programming interface (API) or widget plugin solution.
Increase market share
Enable more inclusive underwriting to help close the insurance gap and increase your market share.
Streamline claims workflows
Verisk Risk Rating Tools can easily identify and match pre-existing conditions to claims using consistent medical codes (ICD 9 and 10).
Assess medical risk presented by pre-existing conditions
We have worked with insurers to automate assessment of pre-existing conditions since 2000. In 2023, Verisk’s Risk Rating Tool helped insurers complete more than 33 million risk assessments. Integration of our software into the workflows of insurers, brokers, distributors, banks, and price comparison websites has established the Risk Rating Tool as a leading solution.
Assess medical risk presented by pre-existing conditions
Features and capabilities
Travel Risk Rating Tool
Deliver inclusive underwriting experiences and expand your market with automated assessment of travelers' pre-existing medical conditions.
Health Risk Rating Tool
Deliver inclusive underwriting experiences and expand your market with automated assessment of customers' pre-existing medical conditions.
Contact us to learn more
We are available Monday through Friday, 7 a.m. — 9 p.m. US Eastern Time:
Chat now
Note that password resets and user information are not available through Live Chat or Email. Instead, please call the main toll-free number below.
Main toll-free:
1-800-888-4476
Global toll-free:
International Access code, then 800 48977489
When calling from the UK, please dial 00 800 4897 7489