The hardest part of launching your program may be the first step
How do you build insurance programs that are grounded in industry standards, powered by robust risk information, and compliant with regulatory standards? Getting up to speed with established and experienced competitors can be a daunting challenge.
The business foundation insurers need.
Informed by nearly 30 billion statistical records, we continuously enhance our products with an accomplished staff of actuaries, data scientists, and coverage, legal, and government affairs experts.
Reduce potential litigation costs with our forms
Our standardized, court-tested, constantly updated language reflects our continual review of case law, statutes, and regulations: 10,000+ bills, 8,000+ regulatory actions, and 2,000+ court decisions each year.
Rate more accurately with our loss costs
We project average future claim costs and loss-adjustment expenses based on a database of 8.2 billion commercial lines and 21.5 billion personal lines records.
Ensure the right coverage with our rules
Our data, loss costs, and coverage forms are the ingredients, and rating rules are the recipe, providing a solid base for more confident classification, pricing, and policy issuance.
How smart can you become by using our business solutions?
Just last year we:
- Analyzed 8,150 legislative bills and 7,400 regulatory actions
- Reviewed 2,000 court decisions and revised or introduced 1,150 policy forms
- Submitted more than 2,250 filings and issued over 1,000 pricing circulars
- Processed 14,000 statistical submissions
- Tracked 46 emerging issues
- Submitted over 4,100 reports to state regulators
- Grew our statistical database to 32 billion records of customer data
…and much more
How smart can you become by using our business solutions?
That’s not all!
Get authoritative guidance on state insurance laws and regulations
For more than 25 years, insurers have relied on Verisk's State Filing Handbook for full compliance details on filing property/casualty rates, rules, and forms in all jurisdictions.
Access our state filing forms
Get more than 1,200 forms from around the country and instructions on when and how to use them. All required property/casualty and workers' compensation filing forms are included—plus speed-to-market checklists.
Do a deep dive on loss costs across 17 lines of insurance
Our ISO Portal is an easy-to-use online dashboard that can zoom in on loss costs and rating factors to help guide informed pricing decisions.
Let us do the work for you
Your own team of lawyers, actuaries, and other professionals could add up to five times the cost of working with us. Let our innovations and our growing contributory database steer your business toward greater profitability and faster speed to market.
Let us do the work for you
Your Core Lines subscription also gives you access to several shared services:
Government Relations and Emerging Issues
Monitoring legislative and regulatory activity and researching trends that could affect insurers in the future
Filings
Submitting forms and loss costs to state regulators on behalf of insurers
Statistical Reporting Services
Enhancing data management and streamlining compliance and regulatory reporting processes
Do more with the Verisk ecosystem
Our Forms, Rules, and Loss Costs products are powered by Core Lines Services, Verisk’s comprehensive insurance policy programs and support.
Contact us to learn more
Please contact us for questions, technical support, or to reach a salesperson. We are available Monday through Friday, 9 a.m. — 5 p.m. BST:
Global toll-free:
International Access code, then 800 48977489.
Main toll-free:
1-800-888-4476