Automate medical risk assessment
The Verisk Health Risk Rating Tool helps you automate medical risk assessment and underwrite inclusively for your health insurance customers, including those with pre-existing conditions.
Underwrite at the point of sale
You can quickly and easily implement the Health Risk Rating Tool through an application programming interface (API) or widget plugin solution.
Increase market share
More inclusive underwriting will enable your organisation to help close the health insurance gap, and increase your market share.
Streamline claims workflows
The Health Risk Rating Tool can easily identify and match pre-existing conditions to claims using consistent medical codes (ICD 9 and 10).
Inform your underwriting decisions
Verisk automates medical risk assessment, providing information to support fast and consistent responses. Instant results follow the completion of a simple, intuitive self-declaration of a customer’s medical conditions.
Inform your underwriting decisions
Integrate your own rules into the Health Risk Rating Tool
When you use the Ratings Engine to enhance the Health Risk Rating Tool, you can embed your own underwriting rules, providing real-time cover decisions to end users and creating a robust use case for brokers and other insurance intermediaries.
Integrate your own rules into the Health Risk Rating Tool
Features and capabilities
Automated assessment of pre-existing medical conditions
Increase conversion rates and cut overhead using our dynamic question set, which generates relative risk scores to represent the total medical exposure of pre-existing conditions—without the inefficient and lengthy underwriting process.
Consistent Medical Coding
Identify pre-existing conditions using consistent medical codes (ICD 9 and 10), which can help match pre-existing medical conditions to claims.
Robust analytic foundation
Gain insight from our industry-leading experts in medical risk assessment, who develop and maintain the Health Risk Rating Tool analytics based on understanding the natural progression of medical conditions and claim costs.
Contact us to learn more
Please contact us for questions, technical support, or to reach a salesperson. We are available Monday through Friday, 9 a.m. — 5 p.m. BST:
Global toll-free:
International Access code, then 800 48977489.
Main toll-free:
1-800-888-4476