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Underwriting and Rating

LOCATION

It takes an array of risk-specific, address-level information to underwrite and price property insurance. Location risk analysis can send you on a scavenger hunt for data—but it doesn’t have to.

 Knowing the exact location of insured property is critical to accurate underwriting and pricing

Much of property risk comes from perils tied to specific places. For example, more than 4.5 million U.S. properties face high to extreme wildfire risk, and over 6.8 million saw at least one damaging hail event in 2022.

From weather to crime to sinkholes, it can be daunting to capture the full range of location-dependent hazards.

Drive more accurate underwriting at the address level

LOCATION® provides a suite of solutions that can put the data you need in one place, strengthened by analytics for an even clearer picture of the risks you face.

Ice, Fire, Wind, and Water

Explore recent activity, trends, and data-driven tools that help insurers and communities better measure and mitigate risk from destructive categories of hazards.

Ice, Fire, Wind, and Water

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Flexible delivery methods

Access the data online through a variety of flexible options, including your web browser, Verisk platforms, or API.

Flexible delivery methods

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What does LOCATION include?

GeoPin provides a new level of geocoding insight to identify proximity to risk exposures down to the building address level.

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Contact us to learn more

Please contact us for questions, technical support, or to reach a salesperson. We are available Monday through Friday, 9 a.m. — 5 p.m. BST:

Hand Phone Ec7a5889
Global toll-free:

International Access code, then 800 48977489.

Hand Phone Ec7a5889

Main toll-free:

1-800-888-4476