How accurate are your commercial property replacement cost estimates?
Your book of business may be over- or underinsured if you're underwriting based on estimates that aren't prefilled with reliable, site-verified data; based on current, local pricing information; and aligned with expected claims.
The 360Value difference
Commercial insurers now have unprecedented access to regularly updated, localized, and component-based materials and labor costs to build dependable replacement cost estimates.
Align insurance to value
Access current material and labor data and insights to master your risks and stay on top of volatile trends.
Estimate business contents
Get contents estimates based on verified data we collect from business insurance policies and actual claims—and process via our proprietary 360Value Commercial Contents models.
Integrate easily with Verisk’s ecosystem
See how 360Value integrates seamlessly with Verisk’s ecosystem of commercial property solutions.
Track the latest changes to reconstruction costs
Reliable, component-based estimates
360Value provides dependable, claims-driven, component-based estimates that account for virtually all material and labor required to rebuild. Verisk professionals continually research and validate construction cost data at the local level.
Reliable, component-based estimates
Features and capabilities
Connect costs to claims
We update the 360Value database with real-time feedback from thousands of contractors and claims adjusters, extensive material and labor cost surveys, and analysis of millions of actual damage repair estimates.
Get monthly updates
Monthly pricing updates help soften spikes amid inflationary pressures and cost peaks. Smaller changes improve alignment with market prices.
Localize your estimates
We include material and labor costs in 431 U.S. regions and add more cost components at the ZIP code level where applicable.
Take commercial property prefill to the next level
360Value for Commercial Property delivers an average hit rate of 75% when paired with prefill from ProMetrix, which combines on-site survey information, public records, and modeling trained and validated with real-world inspection data.
Related resources
Stay in the know about important industry trends and innovative solutions.
Report
Verisk Reconstruction Cost Analysis
White paper
Striving for ITV alignment
Article
How insurtech can better determine sufficient contents coverage
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The claims connection: A key consideration for ITV alignment
Article
Smarter and faster: Prefill data to help accelerate workflows
Article
Integration without disruption: Simpler reconstruction cost estimates
Do more with the Verisk ecosystem
Know commercial properties from the ground up to help provide the right coverage at the right price.
Commercial property details
Compete and grow profitably in commercial property with reliable data and advanced analytics.
Commercial surveys and inspections
Use on-site and remote surveys and inspections for objective data on commercial properties and their potential loss exposure.
Property-specific loss costs
Determine adequate premium with tailored loss costs for competitive quoting.
Commercial roof details
Identify high-risk exposures and mitigate potential claims with critical roof details.
Replacement cost estimates for personal property
Keep homeowners better protected with replacement cost estimates built on real-world claims and multisource data.
Commercial building details
Make more informed underwriting decisions with core property details and potential hazard information built on a foundation of site-verified data.
Contact us to learn more
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