Understand liability risk as it applies to your whole portfolio
In the face of the increased frequency and severity of systemic and emerging liability risk events, your organization has many factors to consider, such as clash accumulation and benchmark risk exposure accumulation. You’ve also got options to weigh, like adjusting your risk appetite or incorporating a risk charge into your pricing.
See the big picture and strengthen decision-making with Arium
Managing, evaluating, benchmarking and augmenting liability accumulation decisions.
Robust underwriting risk guidance
With advanced analytics through Arium, liability (re)insurers generate risk curves, providing an understanding of loss probabilities at varying thresholds. These insights empower (re)insurers to:
- Optimize quotes and binding processes for competitive pricing
- Strengthen negotiation strategies with data-backed precision
- Align governance with underwriting performance for long-term consistency
Optimized capital modeling and reserve planning
With Arium, you can stress-test various scenarios to determine the optimal amount of capital reserves needed to cover potential claims, thereby maximizing efficiency and profitability.
This approach ensures that you avoid over-allocating capital, which could otherwise be invested in growth or innovation, or under-allocating, which could lead to financial instability and regulatory scrutiny due to insufficient claims payouts.
Strategic portfolio synopsis
Think of Arium as your portfolio's GPS- providing you with a clear, up-to-date map of where you stand and where you need to go. With intuitive dashboards and powerful analytics, you can:
- Identify pricing inefficiencies
- Detect risk concentrations
- Uncover new growth opportunities
Arium not only helps you navigate these critical aspects of your portfolio, but our consulting team works closely with you to establish and maintain higher data standards, ensuring the accuracy and reliability of your portfolio insights.
Proactive exposure management
Arium transforms exposure management from a time-consuming puzzle into a streamlined process, providing clarity and actionable insights. You can understand risk exposures by leveraging realistic disaster scenario analyses to:
- Assess more than 300 scenarios in detail at the touch of a button
- Analyze and quantify the impact of many types of events such as financial, infrastructure, energy, construction defect, and large product liability events
- Project future liability exposures
Holistic view of risk
Arium provides a comprehensive view of liability risks across industries. We don't just deliver data; we help you understand the story behind it. With Arium, you can better manage accumulations by:
- Monitoring portfolio exposures
- Quantifying losses by peril
- Analyzing emerging risk scenarios
- Optimizing portfolio designs
Connect with our team today to explore tailored solutions for your business.
Features and capabilities
Support for a wide variety of scenarios
Arium includes a catalog of 300+ known events and 15+ emerging risk events, with new scenarios added regularly and as new events occur.
Stochastic functionality to generate a range of insured losses
Features include support for a wide range of policy terms and conditions, including a reinsurance module.
Data augmentation service
Arium lets you clean and enhance your exposure data and facilitate more realistic modeling.
Related resources
Get insights on how Arium can help you manage liability risk from the experts at Verisk.
Documentation
Extreme Event Solutions Client Portal
Access client-confidential downloads, training, and documentation for Verisk's extreme event solutions model, software, and service offerings.
Brochure
Arium Liability Analytics Platform
Arium enables chief underwriting officers, chief risk officers, and chief actuaries to develop new, deeper insights on systemic and emerging risks you can use in a variety of use cases to improve portfolio management and pricing decisions.
Resource center
Market Intelligence for Property/Casualty Insurers
Verisk's Emerging Issues helps insurers better understand new and emerging risks.
Resources
About Catastrophe Modeling
For rare but severe events, historical loss information is often unreliable in assessing future loss potential. That’s where catastrophe modeling comes in.
General trainings
Certified Extreme Event Modeler (CEEM) Training
Gain insight into the science behind natural catastrophes and a behind-the-scenes look at how catastrophe models are developed and validated.
Research
Research publications from Extreme Event Solutions
Verisk Extreme Event Models are developed by experts who are constantly innovating and driving discovery. Learn more about their groundbreaking work.
Do more with the Verisk ecosystem
Arium has access to a diverse array of experts and proprietary datasets, including research services, claims and underwriting, actuarial services, and natural catastrophe modeling.
Verisk Synergy Studio
Verisk Synergy Studio is a powerful, flexible, and scalable catastrophe modeling and risk management platform, coming in 2026.
Hidden casualty accumulations in your portfolio
Prepare for liability events whose scope exceeds historical experience.
Streamlined reinsurance pricing and portfolio management
A post-modeling analytics platform to optimize your workflows and maximize profitability.
Contact us to learn more
Telephone support is available at the following offices, please call your local provider at one of the listed numbers below:
Support numbers:
Boston +1 6172676645
London: +44 (0)20 37640300
Munich: +49 (0)89 2323735 0
Hyderabad: +91 40 66002266
Beijing: +86 10 5965 2780
Singapore: +65 6249 0770
Tokyo: +81 (0)3 6551 2840