Garaging misrepresentation isn’t a fib—it’s fraud
Incorrect garaging information can significantly affect both the insurer and the insured, leading to premium leakage, coverage issues, financial losses, and regulatory action.
Close the door on garaging fraud
Boost pricing accuracy and minimize premium leakage at point of sale and renewal, ensuring policies are correctly written and priced for ongoing rate integrity.
Uncover the truth
Leverage a rich database of 4B+ license plate sightings from 75% of the nation to identify time, frequency, and proximity relative to a given garaging address.
Plug the leaks
See the complete picture: Garaging location and commuting mileage can result in extreme premium differentials.
Cover your bases
Ensure drivers have the appropriate in-state policy to avoid discrepancies in PIP, medical, minimum limits, and other provisions.
How GarageConfirm Works
GarageConfirm tracks vehicle locations relative to listed addresses, creating location-based loss cost and premium differentials by analyzing geospatial clusters of recent sightings.
Features and capabilities
Fraud detection
Recover potential lost premium at point-of-sale and renewal by confirming reported addresses and commuting mileage.
Location-based insights
Generate loss costs and premium differential for top-three vehicle sighting locations with access to 4B+ records.
Unmatched data
Tap into the largest database of license plate sightings, spanning 75% of the nation and previously available only to law enforcement and lenders.
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Do more with the Verisk ecosystem
Future-proof your business with a partner that puts you in the driver’s seat.
Rating integrity at every stage
Harness data-driven analytics to detect fraud and take on premium leakage across the policy life cycle.
Mileage verification
Leverage the strong link between mileage and claims to strengthen your underwriting and rating.
Vehicle radius and territory
Confront premium leakage due to radius and territory misclassification.
Modernized, data-forward quoting
Accelerate data-forward quoting and modernize buying journeys to keep more business in the pipeline and boost conversion rates.
Public records insights
Upgrade your MVR solution with more than 2 billion court records and over 300 million crash records for a clearer picture of driver risk.
Coverage history and details
Gain a chronological, 360-degree view of risk, unlock predictive behavioral patterns, and discover multiple use cases.
Contact us to learn more
We are available Monday through Friday, 7 a.m. — 8 p.m. US Eastern Time:
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Note that password resets and user information are not available through Live Chat or Email. Instead, please call the main toll-free number below.
Global toll-free:
International Access code, then 800 48977489
When calling from the UK, please dial 00 800 4897 7489
* Updated 2022 estimate based on Coalition Against Insurance Fraud’s The Impact of Insurance Fraud on the U.S. Economy, pages 23-26, applying overall annual premium leakage increase to Verisk’s estimate from The Challenge of Auto Insurance Premium Leakage, 2017.