ISO Symbols are trusted by the industry
Mispriced vehicle risk can drag an auto portfolio down. Insurers aiming to segment and rate risk precisely need data at the year, make, model, and trim levels. A 10-digit VIN is critical but may not be enough for optimal rating—unless it’s backed by deep loss experience and actuarial insights.
Become an icon of success with the industry standard in symbols
ISO Symbols for vehicles are the go-to source for rating insights that help drive more precise pricing across a broad range of coverages.
Pricing precision
Deepen your understanding of risk and set more accurate premiums for automobiles of the same year, make, model, and trim with our vehicle series rating symbols.
Insurance-ready symbols
Remove the guesswork of predicting future losses for all major auto brands by leveraging an easy-to-use numeric symbol for major auto coverages.
Streamlined compliance
Combine ISO symbols with Verisk's rating filings in all states and Washington, D.C.
Enhanced competitiveness
Stay competitive while containing premium leakage and adverse selection by swiftly and accurately rating policies upfront at point of quote.
Features and capabilities
Industry expertise
Leverage the industry standard in vehicle symbols, designed to predict future loss and supported by decades of actuarial knowledge.
Unmatched data
Harness ISO Symbols, available for hundreds of private passenger vehicle series—including make, model, body style, and wheelbase—and built on an unmatched insurance industry statistical database.
Easy-to-use symbols
Use a straightforward numerical scale to assess a vehicle's risk across various coverages: Physical damage—including comprehensive and collision—and liability, including personal injury protection and medical payments.
Dynamic adjustment to emerging loss patterns
Adapt easily: Verisk assigns initial VSR symbols off suggested retail price, refining annually from experience. Liability, personal injury protection, and medical payments (LPMP) symbols are adjusted bi-annually with factors such as weight and frame.
Plug-and-play compliance
Adopt ISO symbol advisory rating relativities as filed with state regulators and built into the ISO Personal Auto Plan—or easily tailor the symbols to suit your unique rating plan.
Streamlined quotes and delivery
Accelerate auto insurance buying with instant symbol integration at the point of quote, using LightSpeed® for a modern, efficient customer journey. Alternatively, opt for delivery via VINMASTER® or ISONet®.
Do more with the Verisk ecosystem
Future-proof your business with a partner that puts you in the driver’s seat.
Modernized, data-forward quoting
Accelerate data-forward quoting and modernize buying journeys to keep more business in the pipeline and boost conversion rates.
Symbol delivery and discovery
Identify an automobile's current ISO Vehicle Series Rating Symbol quickly and easily--even without a VIN.
Rating intelligence tools
Refine pricing and segmentation with the predictive power of hundreds of attributes and environmental factors.
Vehicle history scores
Fine-tune your rating process with analytics about a vehicle’s historical information.
Build sheet details
Uncover granular vehicle risk components for underwriting, rating, and claims adjusting.
Simplified compliance
Gain efficiency and security by outsourcing compliance for DMVs, lienholders, loss payees, and updates that impact loan and coverage verification.
Contact us to learn more
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