What types of casualty accumulations are hiding in your portfolio?
Liability events can cross many lines of business and produce catastrophic losses, especially in today's interconnected global economy. Conditions that drive significant liability losses can develop slowly and be difficult to anticipate. Without sophisticated liability modeling capabilities, these hidden liability risk accumulations can expose your organization to unexpected losses that threaten profitability and capital adequacy.
Understand your liability risk with comprehensive liability modeling
Evaluate your portfolio and better monitor risk accumulation across all types of business. Our liability modeling platform delivers the insights you need to price coverage accurately, set appropriate limits, and manage concentrations effectively.
Prepare for unprecedented events
When a major company collapses or a nationwide health crisis affects multiple industries, robust liability modeling is essential. Our models help you assess liability risk for unprecedented scenarios.
Evaluate many sources of liability risk
Arium uses advanced liability modeling techniques to capture liability risk from a wide range of scenarios, including product liability, financial misconduct, industrial accidents, cybercrimes, component or ingredient irregularities, and other types of operational risks.
See impacts on related lines of business
Our detailed economic network helps you visualize interconnections to understand how a significant liability event in one industry can spread and affect the larger global economy. This comprehensive view of liability risk helps you identify cross-industry exposures.
Features and capabilities
Our liability models combine supply chain analytics, economic impact modeling, and insurance-specific loss development curves to deliver comprehensive liability risk assessment. Features include stochastic event sets capturing thousands of potential liability scenarios, deterministic scenario analysis for specific emerging risks, and industry network visualization tools.
Historical casualty scenarios
Developed with data from Advisen, these scenarios are based on detailed, company-specific data for tens of thousands of commercial establishments.
Analysis for many different sources of casualty risk
Arium casualty models cover multiple lines of business and capture risk from a wide range of casualty scenarios, including product liability, financial crises, industrial accidents, and component or ingredient irregularities.
Insight into criminal activity
The scenarios and models in Arium include fraud, Ponzi schemes, and other forms of financial misconduct, as well as cyber crimes.
Related resources
Learn more about Verisk's liability modeling solutions and how leading insurers use Arium to quantify liability risk, optimize portfolio management, and make more informed underwriting decisions in an increasingly complex risk landscape.
Documentation
Extreme Event Solutions Client Portal
Access client-confidential downloads, training, and documentation for Verisk's extreme event solutions model, software, and service offerings.
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Resources
About Catastrophe Modeling
For rare but severe events, historical loss information is often unreliable in assessing future loss potential. That’s where catastrophe modeling comes in.
General trainings
Certified Extreme Event Modeler (CEEM) Training
Gain insight into the science behind natural catastrophes and a behind-the-scenes look at how catastrophe models are developed and validated.
Research
Research publications from Extreme Event Solutions
Verisk Extreme Event Models are developed by experts who are constantly innovating and driving discovery. Learn more about their groundbreaking work.
Do more with the Verisk ecosystem
Arium harnesses the Verisk data and analytics product ecosystem to support the research and development of a broad range of liability catastrophe models. Integrate liability modeling insights with our underwriting data, claims analytics, and enterprise exposure management tools for comprehensive liability risk management.
Verisk Synergy Studio
Verisk Synergy Studio is a powerful, flexible, and scalable catastrophe modeling and risk management platform, coming in 2026.
Emerging Issues and Government Relations
Stay ahead of what’s coming and leverage our regulatory and legislative acumen.
Streamlined reinsurance pricing and portfolio management
A post-modeling analytics platform to optimize your workflows and maximize profitability.
A scenario-based loss assessment framework
Measure and monitor enterprise-wide casualty risk to quantify the impact of liability risk accumulations in your portfolios.
Contact us to learn more
Telephone support is available at the following offices, please call your local provider at one of the listed numbers below:
Support numbers:
Boston +1 6172676645
London: +44 (0)20 37640300
Munich: +49 (0)89 2323735 0
Hyderabad: +91 40 66002266
Beijing: +86 10 5965 2780
Singapore: +65 6249 0770
Tokyo: +81 (0)3 6551 2840