How can you elevate the customer experience?
A typical homeowners insurance application asks 60 questions—and the resulting initial quote may still need adjustment before bind. A slow process and unreliable quotes can drive customers away in search of a better buying experience. And imprecise data may bring mispriced risks onto your books.
Build a better process
LightSpeed® for Homeowners supports automated underwriting for personal properties with data that can be used throughout your quote workflow.
Eligibility
Fast-track qualified applicants to quote.
Workflow routing
Create multiple customer experience paths.
Coverage estimation
Produce more reliable replacement cost estimates.
Rating
Determine the right price—the first time—for more risks.
Inspection decisions
Confidently choose between inspection or straight-through processing.
A wealth of data, a simpler workflow
Speed wins today’s customer, and you can move faster with Verisk’s ecosystem of data-forward solutions for personal property workflows. Digital transformation could be your key to profitable growth.
A wealth of data, a simpler workflow
One platform, ultimate flexibility
We adapt our delivery methods to your business operations, IT environment, and requirements, so you can integrate the information into your rating, policy writing, or consumer quoting systems. Easily incorporate hundreds of data points spanning multiple Verisk underwriting solutions.
One platform, ultimate flexibility
Features and capabilities
Geographic risk data
Consolidate critical exposure data with peril-specific, address-level information to help guide underwriting and pricing.
Property features and condition data
Reduce unreliable homeowner and agent inputs with more dependable data to help you confidently determine insurance to value, verify major component ages, and uncover property condition and liability concerns.
Homeowner data
Gain insight into ownership, occupancy, residents, property use, prior claims, and signs of financial stress that could alter a property’s risk profile.
Related resources
Stay in the know about important industry trends and innovative solutions.
Infographic
In-depth household views of risk
Leverage advanced analytics to unlock transformation in personal lines quoting.
Brochure
Maximize actionable underwriting data at bind and renewal
Evaluating property risk is increasingly complex and data intensive. You can simplify workflows and accelerate underwriting and rating with a consolidated, wide-ranging, and continually updated source.
Article
Automating more homeowners quotes via efficient, reliable underwriting
Webinar
Unlocking Transformation in Auto and Homeowners Insurance
Article
Personal lines insurance quoting can be a smoother journey—no kidding
Do more with the Verisk ecosystem
Accelerate your workflows with our full scope of property risk information.
Property change events
Tap the profit potential in renewals with timely data that overlays property and homeowner changes.
Replacement cost estimates for personal property
Keep homeowners better protected with replacement cost estimates built on real-world claims and multisource data.
Property condition
Know the health and age of a structure’s major systems to support accurate risk assessment.
Inspection and data verification tools
Use virtual inspection capability to efficiently gather and confirm critical information.
Address-level risk data and information
Get risk-specific, address-level information for every property in your book of business.
Contact us to learn more
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