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Underwriting and Rating

LOCATION

It takes an array of risk-specific, address-level information to underwrite and price property insurance. Location risk analysis can send you on a scavenger hunt for data—but it doesn’t have to.

 Knowing the exact location of insured property is critical to accurate underwriting and pricing

Much of property risk comes from perils tied to specific places. For example, more than 4.5 million U.S. properties face high to extreme wildfire risk, and over 6.8 million saw at least one damaging hail event in 2022. From weather to crime to sinkholes, it can be daunting to capture the full range of location-dependent hazards.

Drive more accurate underwriting at the address level

LOCATION® provides a suite of solutions that can put the data you need in one place, strengthened by analytics for an even clearer picture of the risks you face.

Ice, Fire, Wind, and Water

Explore recent activity, trends, and data-driven tools that help insurers and communities better measure and mitigate risk from destructive categories of hazards.

Ice, Fire, Wind, and Water

Home Destroyed By Natural Disaster

Flexible delivery methods

Access data online through a variety of flexible options, including your web browser, Verisk platforms, or API.

Flexible delivery methods

Homeowners Discussing Repairs With Adjuster

What does LOCATION include?

GeoPin provides a new level of geocoding insight to identify proximity to risk exposures down to the building address level.

Do more with the Verisk ecosystem

See the full array of perils and risk factors surrounding every property you insure.

Contact us to learn more

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Global toll-free:

International Access code, then 800 48977489
When calling from the UK, please dial 00 800 4897 7489