Underwriting and Rating

Mozart Form Composer

Updating policy language across multiple lines can be more challenging than conducting an orchestra. Mozart^® helps you harmonize your insurance forms development and increase speed to market.

Are your forms an asset or a liability?

How much time and money do you put into your insurance form workflow? Could you respond to a regulatory audit with all the relevant historical form information and changes from one filing to the next? How quickly can you develop and bring new coverages to market?

Work in concert with your colleagues

Mozart can help you work more efficiently, reduce compliance and regulatory risk, protect intellectual capital, and develop consistent forms from creation to filing.

Collaborate and work smarter

Create new projects, share your work with other users, comment on drafts, track revisions, and manage your internal approvals directly within the Mozart cloud platform.

Centralize and organize all your forms

Use Mozart’s audit trail for each document so there’s less guessing about versions or changes.

Make your forms consistent

Find concepts and policy language that may be expressed differently across your forms library to simplify wide-ranging updates.

Compose insurance forms development in perfect harmony

Streamline your insurance forms development workflow with a cloud-based platform for seamless search, edit, collaboration, and insights.

Compose insurance forms development in perfect harmony

Having all our forms and ISO forms in one place makes it easier to develop new forms or a new line of business. We can issue policies quickly, accurately, and efficiently. Mozart makes the coordination process much easier and has been a most helpful workflow tool.

Cheri Stribling,

Southern Farm Bureau Casualty Insurance Company

Underwriting and Project Development Manager

I’ve used the Mozart Composer function with the Word drop-in function to create multiple drafts of potential forms we are considering for use. I love the Composer function because it allows me to create forms that are consistent in formatting and appearance.

Raymond Nipper

Georgia Farm Bureau Insurance Companies

Product Development Analyst

See how Mozart makes insurance forms management easy

With Mozart, Southern Farm Bureau has been able to increase efficiency and reduce the time it takes to update and file a form by weeks.

Features and capabilities

Advanced forms organization

With up to 50 customizable metadata fields, you can categorize proprietary and licensed ISO forms in ways that are meaningful to you. And Mozart’s intuitive tagging system lets you describe and search forms that way, too.

AI-powered language engine

Using ML and AI, Mozart can be trained to find phrases for a given concept – with or without consistent language being used – across your library of forms. Preferred wordings can then be set up to help ensure consistency in policy language going forward.

End-to-end insurance forms workflow

After developing, organizing, and analyzing your forms in Mozart, you can file them with the System for Electronic Rates & Forms Filing (SERFF) via integration with FilingRamp.

Related resources

Stay in the know about important industry trends and innovative solutions.

Webinar

A New Way to Think About Insurance Forms & Contracts

Keep up with complexity and ever-changing insurance language and form development process and understand the tools available to help...

View the webinar

Brochure

Insurance Policy Wordings Matter. Mozart Can Help.

Words matter, especially in insurance policies. Language that’s imprecise, inconsistent, and outdated could expose you to claims you thought were off your books.

Download the brochure

White paper

P&C Policy Forms Management: Workin’ Like It’s 1999

For many insurers, the forms management process is outdated, inefficient, and may pose serious risks to their operations. Learn how insurers are managing forms today and why it’s time for a change.

Download the white paper

Webinar

Insurance Product Management: Mitigating the Risk of Losing Intellectual Capital

This webinar explores why thinking differently about one of your most valuable assets is essential to future performance. We also discuss how insurers can better manage these risks through best practices for attracting, building, and retaining intellectual capital.

View the webinar on demand

White paper

Capital Flight: How Insurers Can Mitigate Intellectual Capital Risk

In an era of unprecedented talent turnover, insurers’ policy forms, forms development processes, and other intellectual capital may be at grave risk. Learn more about the structural and human capital risks facing insurers and the technology solutions that can help.

Download the white paper

Brochure

Wording Leakage: An Ailment That Can Impact Insurance Forms Anywhere

Wording leakage occurs when outdated, inconsistent policy language leads insurers to experience unexpected claims or lost premium. Learn more about how to treat this malady.

Download the brochure

Do more with the Verisk ecosystem

Mozart is part of Core Lines Services, our name for Verisk’s insurance policy programs that offer value across 31 lines of business.

ISO program updates

Streamline your update process so you can focus on growth.

Learn about ISO Electronic Rating Content (ERC)

Consulting

Get actuarial support and ISO product consulting from Verisk actuaries and product experts.

Learn about Insurance Consulting

Smart pricing tools for specialty underwriters

Deploy consistent, data-driven pricing with a flexible, no-code platform. Rulebook lets carriers and MGAs build, update, and distribute rating logic in real time.

Learn about Rulebook