Permits for home construction increased 20 percent overall in the past five years
The surge in property changes includes a 123% increase in solar panel installations, the soaring popularity of pools, and numerous interior renovations that can alter a property’s risk profile.
Evolve your approach to the ever-shifting property risk landscape
Properties are undergoing remodels, updates, and maintenance at an accelerating pace. Tap into data to help you address the changes.
Better understand underwriting risk
Improve risk assessment strategies to segment your portfolio more confidently.
Track the evolution of risk
Fine-tune rating algorithms and renewal workflows for an evolving landscape.
Prefill data confidently
Provide a better customer experience and fast-track the quote-to-bind process with broad, reliable prefill data.
Target ideal risk profiles
Support growth strategies and expand into emerging markets.
Optimize inspection resources
Optimize new business or renewal inspections by prioritizing at-risk structures.
Historical property data
Harness the power of property data and analytics for a better understanding of risk and the evolution of that risk over time.
Historical property data
Built on a strong foundation
$84B+ data points on residential and commercial structures
25-year average depth of historical data
98% coverage in areas with populations of 50K or more
Built on a strong foundation
Open multiple windows on property condition
Major system updates
Know the health and age of a structure’s major systems—building, mechanical, electrical, and plumbing—to support reliable risk assessment and a better customer experience.
Condition score
Strengthen pricing, new business underwriting, and portfolio management by keeping pace with increasing property remodels, updates, and maintenance activity.
Additional insights
Deepen your understanding of a structure’s true risk with additional property characteristics such as the presence of pools, sprinkler systems, fire alarms, and more.
Roof age
Combine permit insights, assessor records, and an array of other data elements to assess the age of a structure’s roof using our deep industry experience and advanced data science.
Effective year built
Capture more accurate year-built estimates by considering substantial property improvements and cost drivers using exclusive Verisk insights.
Related resources
Stay in the know about important industry trends and innovative solutions.
Webinar
ITV for Today’s Property Market: Tracking the Trends and the Details
Article
Three renovation trends that are important for insurers to monitor
Case study
Taking cover: Mastering the challenges of roof risk
White paper
The Life Cycle of a Property
Article
Keeping up with home improvements—and insurance to value
Do more with the Verisk ecosystem
Get a full range of property data and insight to power your underwriting.
Replacement cost estimates for personal property
Keep homeowners better protected with replacement cost estimates built on real-world claims and multisource data.
Replacement cost estimates for commercial property
Keep property owners better protected with reliable, component-based, claims-driven replacement cost estimates.
Property change events
Tap the profit potential in renewals with timely data that overlays property and homeowner changes.
High-resolution aerial imagery
Uncover risks and bring application data to life with high-resolution aerial imagery.
Inspection and data verification tools
Use virtual inspection capability to efficiently gather and confirm critical information.
Contact us to learn more
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