The unpredictable nature of weather makes it difficult to mitigate risk, forecast claim volume, manage resources, and make meaningful decisions before and during weather events. Respond® gives you the insight you need to manage weather events proactively, no matter when and where they happen.
With advanced weather analytics that are timely, accurate, and actionable, you can expedite your claims and help get your policyholders back to normal, faster.
Determine if a weather event warrants a catastrophe response and quickly assess storm severity, the number of claims adjusters and third-party adjusters you need, and where you need them most.
Determine the accurate date of loss and whether a loss was part of a catastrophe event. Insurance companies have identified millions of dollars of additional catastrophe recoveries or classified losses using Respond.
Contact policy holders quickly after an event. Screen claims and identify potential fraud.
Estimate affected policies within hours of an event and the volume of claims incurred but not reported.
Improve predictive modeling for claims volume and pace. Work with our analysts to predict how a storm impacts your book of business, with expert interpretation and commentary.
Respond weather analytics help you predict demand for your building repair products and services by giving you the reliable, timely weather-related data you need.
If inadequate weather-related demand planning is costing your business, our weather forecasting data and analysis can correlate events—such as hail, wind, and hurricane—to product demand.
Forecast storm demand surges more precisely by using predictive analytics to correlate each storm’s damage severity to local inventory needs for building materials and restoration supplies.
Achieve optimal revenue generation while avoiding excessive inventory. Accurately forecast increased demand from distributors and retailers following storms, allowing for swift responses and timely product provision.
Respond weather analytics empower building materials manufacturers, distributors, and contractors to optimize operations at the neighborhood level. We help you rebuild communities and restore the roofs over families’ heads.
Weather damage drives demand for materials to repair affected properties. Manufacturers, distributors, and contractors need to quickly assess the impact to their communities so they can get the right materials to the right locations.
Respond’s hail detection algorithms and our nationwide footprint of homes allow you to quantify the damage and resulting storm demand surge down to the local level to facilitate decisive and timely responses.
Respond forecasts damage estimates up to five days before landfall. The predictive analytics are updated multiple times a day as the tropical cyclone approaches land.
In this example, the radar indications of hail look similar across the East and South, but the impact is dramatically different. Storms in Pennsylvania and New Jersey damaged thousands of homes, while storms in other areas produced far less damage. Organized response is necessary in a relatively narrow geographic zone between Reading, PA, and the Jersey Shore.
In this example, Respond estimated that the storm around Columbia, SC, damaged approximately 8,000 homes.
Covering all major perils, Respond helps you prepare for and respond to events that affect your policyholders and book of business.
Respond lets you visualize the effect of each peril in the context of local policies. When a storm occurs, near-real-time weather analytics based on weather radar, model data, and other inputs are automatically generated, tailored to your needs, and integrated into your workflow.
Respond delivers the weather analytics and predictive insights you need to make informed decisions across your entire claims operation. Our weather risk solutions support critical functions from initial impact assessment through final claim resolution.
Get detailed loss volume and coverages on your book of business by combining storm severity and policies in force. You can review the effect on residential and commercial properties from a variety of perils.
Improve predictive modeling for claims volume and filing pace. Our proprietary weather algorithms enable you to predict the effect of a storm in the context of your book of business and portfolio.
Identify millions of dollars of classified losses or additional catastrophe treaty recoveries. Insurers can determine the most accurate date of loss related to hail, wind, and other storms and determine if a loss was part of a catastrophic event.
Whether responding to large-scale disasters or managing everyday claims, our weather forecasting data supports smarter decision-making.
Improve operational processes and policyholder satisfaction by aligning staffing levels with resource demands, placing staff in optimal locations, assigning claims to adjusters based on experience, and validating the date of loss for each claim.
Increase the accuracy of early-stage bulk reserves by analyzing claims, improving catastrophe classification and recovery, and using predictive modeling to set aside reserves.
Quickly detect potentially fraudulent claim patterns and escalate them to SIU personnel when warranted by using advanced technology and analytics.
Respond is part of the Xactware® family of products. Add more functionality to Respond with powerful toolsets, platforms, and solutions.
Tap into the largest and only full-cycle property insurance claims management solution.
Property-specific hail, straight-line wind, hurricane wind, and lightning data to help you verify damage and date of loss.
This GIS mapping and analytics tool helps you evaluate, understand, and respond to the impacts of significant weather-related risks and events.