Are non-modeled sources of risk and new vulnerabilities affecting your portfolio?
Traditional portfolio risk management software struggles with complexity: siloed systems prevent holistic risk views, inflexible platforms can't adapt to emerging perils, and slow processing times delay critical decisions during speed-sensitive renewals. Insurers and reinsurers need insurance exposure management software that keeps pace with markets, regulatory requirements, and the accelerating frequency of high-severity events that threaten portfolio stability and capital adequacy.
An open, flexible risk modeling platform powered by advanced risk analytics
Make near real-time decisions with data-powered insights. Transform raw model outputs into actionable intelligence through customizable reporting, scenario analysis, optimization algorithms, and interactive geospatial analytics that visualize portfolio-wide exposure concentrations and accumulation patterns.
Open architecture for model flexibility
Broaden your perspective with loss data from Verisk models, third-party catastrophe models, and custom internal models. Leverage best-in-class science for each peril and geography within a consistent analytical framework for portfolio risk management software workflows.
High-performance computing for speed
Distributed processing architecture delivers computational power and speed to drive complex portfolio analyses—running millions of simulations, evaluating hundreds of treaty structures, and testing multiple reinsurance optimization scenarios that support real-world decision-making during compressed renewal seasons.
Comprehensive geospatial analytics for accumulation management
Interactive mapping reveals city, regional, and national exposure clustering. Identify where single events could affect multiple policies, understand how geographic diversification reduces correlation, and flag accumulation concerns through sophisticated visual presentations.
Treaty and portfolio optimization
Move beyond simple loss metrics to sophisticated portfolio risk management software analytics. Model marginal impact of new business, compare alternative reinsurance structures, optimize program-wide retention levels, and evaluate how pricing affects market share using built-in optimization algorithms and customizable objective functions.
Regulatory reporting and compliance
Meet regulatory requirements efficiently with portfolio risk management software designed for insurance industry reporting standards. Generate required catastrophe loss estimates, document modeling methodologies, and produce audit-ready reports that demonstrate prudent risk management practices to regulators and rating agencies
Features and capabilities
Our enterprise-grade insurance exposure management software features unlimited user-defined analyses; flexible loss perspectives supporting gross and net treaty views; automated, cross-functional, standardized workflow capabilities; and comprehensive data management tools for exposure validation and quality control. Run probabilistic and deterministic scenario analyses, tail risk metrics, return period calculations, and sensitivity tests. Employ geospatial analytics with high-resolution mapping, spatial aggregation, and exposure density visualization. Scale using cloud deployment options or maintain control with on-premises installations.
Advanced software functions
Quickly export maps, charts, and tables into customized reports. Integrate analytics seamlessly into back-end rollup and reporting systems for real-time portfolio management. More effectively and accurately model advanced insurance/reinsurance terms
Flexible APIs
Leverage new functions within Touchstone’s analytics modules—Data Quality, Hazard, Geospatial, and Detailed Loss—to embed catastrophe modeling directly into existing workflows.
Holistic platform
Bring internal and external views of risk together on one platform. Use your own claims experience and implement assumptions based on your internal research. Perform sensitivity testing by modifying losses from extreme event models, sorted by geography, event parameters, primary exposure characteristics, and even by individual event.
Modeling and integrations
Seamlessly integrate third-party data and models to manage your non-modeled risk or test alternative views of risk. Incorporate custom lines of business, adjust event frequencies, create custom damage functions, and even import and build your own models.
Related resources
Explore technical documentation for advanced risk analytics applications and best practices for implementing portfolio risk management software across underwriting, actuarial, and enterprise risk management functions.
Documentation
Extreme Event Solutions Client Portal
Access client-confidential downloads, training, and documentation for Verisk's extreme event solutions model, software, and service offerings.
Brochure
Touchstone: Own the Risk
Touchstone enables near real-time decision-making, delivering more of the insight you want, not just more data.
Article
Modeling Fundamentals: Loss Modification in Touchstone
Touchstone® provides you with an option to modify ground-up losses based on a set of filter criteria, such as event, geography, exposure characteristics, and more.
Resources
About Catastrophe Modeling
For rare but severe events, historical loss information is often unreliable in assessing future loss potential. That’s where catastrophe modeling comes in.
General trainings
Certified Extreme Event Modeler (CEEM) Training
Gain insight into the science behind natural catastrophes and a behind-the-scenes look at how catastrophe models are developed and validated.
Resources
Next Generation Models (NGM)
Verisk's Next Generation Models are developed by our in-house experts driving discovery and innovation. Learn more about how NGM is impacting catastrophe modeling.
Do more with the Verisk ecosystem
Discover integrations designed to enhance the risk modeling capabilities of Touchstone and create a comprehensive insurance exposure management software ecosystem.
Verisk Synergy Studio
Verisk Synergy Studio is a powerful, flexible, and scalable catastrophe modeling and risk management platform, coming in 2026.
The reinsurance enterprise risk modeling platform
Model the risk of complex reinsurance contracts to inform your underwriting and pricing decisions like never before.
Visualizations for real-time risk
View footprints and track extreme events with real-time data analytics.
A scalable cloud-native solution to evaluate enterprise-wide risk
Understand and manage your organization’s risk across your reinsurance and direct portfolios.
Quantify your total risk exposure in seconds
Seamlessly manage and transfer your exposure data between Touchstone and Sequel Impact for enhanced risk management options.
Tailored services to support your risk strategy
Strengthen strategic planning and stakeholder management with our expert studies by peril and region.
Contact us to learn more
Telephone support is available at the following offices, please call your local provider at one of the listed numbers below:
Support numbers:
Boston +1 6172676645
London: +44 (0)20 37640300
Munich: +49 (0)89 2323735 0
Hyderabad: +91 40 66002266
Beijing: +86 10 5965 2780
Singapore: +65 6249 0770
Tokyo: +81 (0)3 6551 2840