How do you capture the complexity of today’s vehicles?
Mispriced risk is a $29 billion annual problem for the auto insurance industry,1 and with increasing complexity, emerging technologies, and new safety features, it’s harder than ever to refine pricing. Uncovering vehicle-specific risk data without a reliable source of Vehicle Identification Numbers (VINs) can be a struggle.
Refine personal auto underwriting
VINMASTER contains comprehensive data on personal vehicles, including Vehicle Series Rating Symbols, beginning with the model year 1981.
No VIN?
No problem. With VINMASTER, leverage granular vehicle information with just the year, make, and model or a few other key features.
More data
Multifaceted, vehicle-level data helps enhance risk pricing at point of sale and renewal and determines ISO Vehicle Series Rating Symbols.
A coverage upgrade
Already a Risk Analyzer® customer? VINMASTER delivers 400+ uniquely defined Personal Auto Symbols and corresponding rating relativities.
Features and capabilities
Granular details
Unlock vehicle-specific information that helps you determine premiums more accurately, even when you don’t have the full VIN.
Updated information
VINterpret, a VINMASTER product, delivers information on advanced driver assistance systems (ADAS) available in 2012 or newer private passenger vehicles.
Multi-indexed database
Use VIN, year/make/model, or other vehicle description information to pull granular data and determine the latest ISO Vehicle Series Rating Symbol.
Related resources
Stay in the know about important industry trends and innovative solutions.
Article
ISO introduces solutions for insuring vehicles with driver assistance features
Article
VINMASTER–VINterpret Safety tracks high-tech driver aids
White paper
The Challenge of Auto Insurance Premium Leakage
Do more with the Verisk ecosystem
There’s more than one way to unlock robust vehicle-level data with Verisk.
Industry-leading vehicle symbols
Price vehicle risk more precisely with symbols that indicate the relative risk of loss by model year and series.
Rating intelligence tools
Refine pricing and segmentation with the predictive power of hundreds of attributes and environmental factors.
Vehicle history scores
Fine-tune your rating process with analytics about a vehicle’s historical information.
Build sheet details
Uncover granular vehicle risk components for underwriting, rating, and claims adjusting.
Coverage history and details
Gain a chronological, 360-degree view of risk, unlock predictive behavioral patterns, and discover multiple use cases.
Rating integrity at every stage
Harness data-driven analytics to detect fraud and take on premium leakage across the policy life cycle.
Contact us to learn more
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1 Verisk white paper, The Challenge of Auto Insurance Premium Leakage