Benchmark Report 2025:
Key Drivers of Rising Costs in Medicare-Involved Liability Settlements

In a time of rising bodily injury claim settlements and increasing regulatory scrutiny, Verisk’s Benchmark Report 2025 delivers critical insights into Medicare-involved liability settlements for casualty insurers. This report is an invaluable resource, offering essential benchmarking data that allows insurers to measure their performance against the Top 25 carriers.

The report reveals significant trends, most notably a 52% rise in average Total Payment Obligation to the Claimant (TPOC), far outpacing the Consumer Price Index. By providing detailed benchmarking data, this report equips insurers with the information needed to navigate the complexities of the current landscape and make informed decisions.

Inside this report, get detailed insights into:

• Key cost drivers impacting claim settlements—including legal representation, settlement delays, and reporting lags.
• State-level disparities, with a deep dive into the unique cost challenges in PIP states like Michigan.
• Benchmark comparisons highlighting how top insurers minimize exposure to delay- and lag-related cost increases.
• A look at the rise of nuclear verdicts and the hidden indicators that can help insurers flag high-risk claims earlier.

Explore what’s fueling rising Medicare-involved liability claim settlement values.