Underwriting and Rating
All Lines of Business
In addition to our major commercial and personal lines, we also offer insurance policy programs for smaller commercial and personal lines and many specialty lines.
How strong is the foundation of your insurance business?
Verisk’s actuarial solutions harness the power of one of the world’s largest property/casualty statistical databases and an array of in-depth analyses designed to fuel informed decisions.
Use our court-tested policy language
Updated regularly in response to market trends and legislative, regulatory, and judicial developments, these policy programs provide a trusted foundation for business growth.
Get our statistically robust advisory loss costs
Developed by a deep roster of coverage and actuarial experts and informed by an unrivaled statistical dataset, our loss costs offer a competitive edge.
Let us do the work for you
The essentials are already in place for you to enter new markets, build new products, benchmark your performance, and enhance your strategic position.
Commercial:
Commercial risk evolves at the speed of business. Our commercial lines programs can help you keep up. We offer coverages for these commercial lines:
| Agricultural Capital Assets | Commercial Package Policy (Rules/rating factors only) | Commercial Flood | General Liability |
| Businessowners | Commercial Property | Commercial Inland Marine | Market Segments |
| Capital Assets | Commercial Umbrella | Crime and Fidelity | Cyber |
| Commercial Auto | Commercial Excess Liability | Farm | Equipment Breakdown |
| Employment Practices Liability | Medical Professional Liability | Management Protection | Home Healthcare |
| Professional Liability | Financial Institutions |
Personal:
Are you looking to build a powerful personal lines program, add new lines of business, or expand into new states? Your journey starts here. We offer coverages for these personal lines:
| Dwelling Property | Personal Flood | Motorcycle |
| Dwelling Liability | Personal Inland Marine | Watercraft |
| Personal Auto | Homeowners | Personal Umbrella |
Drive efficiency. Drive growth. Drive business.
Outdated systems and a lack of analytics at the point of need can bog down underwriters. Across personal and commercial lines, Verisk delivers underwriting solutions that can help unlock greater efficiencies and put your business on the fast track to growth.
Drive efficiency. Drive growth. Drive business.
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Webinar
Watch our on-demand webinars
Throughout the year, experts from Verisk host complimentary web seminars focusing on issues facing the industry. We also feature new and/or improved product offerings in our product spotlight series.
Article
Read the latest from our Emerging Issues team
Our team does the work of tracking these issues, so you don’t have to.
Do more with the Verisk ecosystem
Our Forms, Rules, and Loss Costs products are powered by Core Lines Services, Verisk’s comprehensive insurance policy programs and support.
Emerging issues and government relations
Stay ahead with vital market intelligence that can help inform product development and strategic planning.
Consulting
Get actuarial support and ISO product consulting from Verisk actuaries and product experts.
Educational resources for insurers
Onboard new employees or cross-train existing employees with a robust portfolio of interactive e-learning courses.
Contact us to learn more
We are available Monday through Friday, 7 a.m. — 8 p.m. US Eastern Time:
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International Access code, then 800 48977489
When calling from the UK, please dial 00 800 4897 7489