Solutions

Underwriting and Rating Solutions

Verisk can help you generate more revenue with less effort and greater certainty while minimizing premium leakage and unnecessary expenses—results you might not achieve with your internal data alone.

Digitally transform underwriting with scalable risk data

Evolving technology, emerging risks, and rising customer expectations continually challenge property/casualty insurers. Build a stronger business with industry-leading datasets that provide actionable insights. We create integrated solutions with deep domain expertise to help you optimize workflows and make better decisions.

Use the right tools to go to market faster and deliver a better experience across the policy life cycle—with less friction and greater profitability. Create innovative insurance programs, streamline data reporting to regulators, and leverage analytics to help assess, price, and underwrite risks quickly and precisely.

Change the way you work with Underwriting Solutions from Verisk

Reimagine how insurance technology can equip you for today's and tomorrow's challenges.

Change the way you work with Underwriting Solutions from Verisk

Underwriting and rating solutions that deliver critical information to help drive informed decisions

Personal property insurance solutions

Verisk's personal property data solutions use advanced analytics to help you adapt to market challenges and gain a comprehensive view of property risk.

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Commercial property insurance solutions

Underwriting solutions to develop, rate, implement, manage, and grow a book of commercial property insurance business. Data-first strategies that transform expense ratios.

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Personal auto insurance solutions

Verisk offers a variety of solutions for personal auto insurers to help with underwriting and rating, fraud, and predictive analytics.

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Commercial auto insurance solutions

Verisk commercial auto insurance solutions span underwriting, risk selection, and rating with robust data and analytics on businesses, vehicle fleets, and drivers.

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General liability insurance solutions

Verisk is a leader in forms, rules, loss costs, and rating-related information to provide end-to-end support for general liability insurance programs.

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Small commercial insurance solutions

Capture your best opportunities in small commercial insurance with better risk assessment and straight-through processing using automated Verisk solutions.

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Underwriting solutions for all lines of business

Verisk's ISO Forms, ISO Rules, and ISO Advisory Loss Costs can help you cover and price a wide range of risks for a variety of personal and commercial lines.

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Verisk is ahead of the curve in offering data to its insurer customers in novel ways that allow us to generate new value for the insurance consumer. By embedding high-quality risk data deeply within our underwriting, we can deliver on the vision of a better experience for the modern insurance buyer.

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Steve Lekas

Branch

Co-Founder and CEO

“We are a business built by and for underwriting expertise, focused on creating the kind of differentiated insight that is very uncommon amongst our peers. Verisk’s unrivaled actuarial expertise, predictive models, and rich underwriting data analytics will enable us to make more informed decisions with highly sophisticated risk selection and pricing segmentation, providing us with a powerful platform for profitable growth.”

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Patrick Safino

Aurenity

COO

Verisk’s comprehensive data is helping us improve not only our ease of doing business but also our underwriting results.

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John Eckmair

Utica National

Vice President and Chief Underwriting Officer

As we continue to fuel our digital transformations, leveraging the industry's most longstanding and robust fire protection data points from Verisk will help us better serve our customers and improve our competitive position in the market.

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Jason VanSteenburg

State Mutual

Vice President and Director of Marketing Pioneer

Put our deep domain expertise to work for you

Embed more than 50 years of insurance expertise in your workflows or have it delivered on demand. Learn the five critical steps to help accelerate your digital transformation.

Download the white paper

Verisk products and solutions

Explore our products and solutions that help support underwriting and rating across multiple lines of business, empowering our customers to build programs with speed and precision and more accurately price policies.

Product development, rating, and implementation

Lay the foundation you need to build your business.

Learn about ISO Forms, Rules, and Loss Costs

Address-level risk data and information

Get risk-specific, address-level information for every property in your book of business.

Learn about LOCATION

Replacement cost estimates for personal property

Keep homeowners better protected with replacement cost estimates built on real-world claims and multisource data.

Learn about 360Value for Personal Property

Commercial property details

Compete and grow profitably in commercial property with reliable data and advanced analytics.

Learn about ProMetrix

Straight-through processing for small commercial

Accelerate the insurance buying experience with automated underwriting.

Learn about LightSpeed Small Commercial

Rating integrity at every stage

Harness data-driven analytics to detect fraud and take on premium leakage across the policy life cycle.

Learn about the RISK:check Suite

Public records insights

Upgrade your MVR solution with more than 2 billion court records and over 300 million crash records for a clearer picture of driver risk.

Learn about Public Records Intelligence

Consulting

Get actuarial support and ISO product consulting from Verisk actuaries and product experts.

Learn about Insurance Consulting

Related resources

Uncover trends and identify new opportunities with our data-driven analysis.

White paper

Where going small can be a big deal

Read about Verisk’s solution set for BOP and how we can support with benchmarking, ratemaking, underwriting, strategic planning, and product development.

Download the white paper