Underwriting and Rating
Commercial Auto Insurance SolutionsTimely, reliable commercial auto underwriting data and analytics can be hard to find in insurance-ready form—but it’s critical to building speed, accuracy, scale, and outstanding customer experiences that help drive profitable growth and customer retention.
You travel a hard road with your customers. Make it smoother.
Commercial auto insurance has been unprofitable for more than a decade, with combined ratios exceeding 100 from 2011-2021.1 Insurers have felt the impact of more than $30 billion of social inflation from 2012-2021,2 and the rate of traffic fatalities remains almost 20% above pre-pandemic levels.3 How can you make the journey easier?
You travel a hard road with your customers. Make it smoother.
Create a commercial auto program that delivers
In a commercial auto market full of twists and turns, see how a stable partner with an agile mindset can help you master your challenges.
Research, Development, and Pricing
Prepare to grow with robust programs, pinpoint pricing, and incisive market insights.
Risk Selection and Underwriting
Use robust vehicle, driver, business, and loss history data for more accurate risk selection.
Portfolio Assessment and Compliance
Get the most from your fleet, operator, and business data—and maintain compliance.
Do your customers need more?
Across your spectrum of risk, look to us for programs grounded in rich data, insightful analytics, and deep expertise.
Commercial property insurance solutions
Underwriting solutions to develop, rate, implement, manage, and grow a book of commercial property insurance business. Data-first strategies that transform expense ratios.
Small commercial insurance solutions
Capture your best opportunities in small commercial insurance with better risk assessment and straight-through processing using automated Verisk solutions.
General liability insurance solutions
Verisk is a leader in forms, rules, loss costs, and rating-related information to provide end-to-end support for general liability insurance programs.
Personal auto insurance solutions
Verisk offers a variety of solutions for personal auto insurers to help with underwriting and rating, fraud, and predictive analytics.
Related resources
Stay in the know about important industry trends and innovative solutions
Brochure
Streamline Commercial Auto Submissions with a Single Source of Truth
Are you ready for a simpler data ecosystem? Learn about end-to-end solutions designed to drive efficiency and profitability.
White paper
Commercial Auto Profitability: Analytics Approaches and Innovative Tools
Does the hard road have to lead to endless detours? Learn about four strategies for to modernize and boost profitability for the long haul.
Article
As MVR fees increase, Verisk expands violation risk capabilities
Article
Innovative VIN Decode Solution for Commercial Auto Insurance
Webinar
Discovering Commercial Auto Opportunities in the “I Want It Now” Era
Case study
Innovation journeys
See how four top auto insurers innovated with Verisk to meet today’s competitive challenges and add customer experience to the economic equation.
White paper
Innovation Strategies for Auto Insurance Underwriting
Contact us to learn more
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1. Aggregates and Averages, AM Best, 2011-2023.
2. "Social Inflation Contributed to $30B Increase in Commercial Auto Costs, Paper Finds," Insurance Information Institute, March 6, 2023.
3. Early Estimate of Motor Vehicle Fatalities for the First Quarter of 2023, U.S. Department of Transportation and National Highway Safety Administration, June 2023.