Personal Auto Insurance Solutions

Risk Selection and Underwriting

Accelerate data-forward quoting and modernize buying journeys to keep more business in the pipeline and boost conversion rates.

Harness data-driven analytics to detect fraud and take on premium leakage across the policy life cycle. 

Achieve precise and optimized quotes by integrating claims data upfront, plus a new crash report enhancement for auto.

Rethink MVR expenses—one of the costliest aspects of auto insurance underwriting—with a transformative solution.

Upgrade your MVR solution with more than 2 billion court records and over 300 million crash records for a clearer picture of driver risk.

Leverage a trended-credit model, balance consumer assessment, and optimize costs with point-of-quote innovations.

Gain a chronological, 360-degree view of risk, unlock predictive behavioral patterns, and discover multiple use cases.

Confront the leading source of premium leakage by determining who is driving what vehicle.

Fine-tune your rating process with analytics about a vehicle’s historical information.

Uncover granular vehicle risk components for underwriting, rating, and claims adjusting.

Identify an automobile's current ISO Vehicle Series Rating Symbol quickly and easily--even without a VIN.

Refine pricing and segmentation with the predictive power of hundreds of attributes and environmental factors.

Price vehicle risk more precisely with symbols that indicate the relative risk of loss by model year and series.

Gain insights into ownership, commercial usage, and branded titles.

Leverage the strong link between mileage and claims to strengthen your underwriting and rating.

Use actual vehicle sightings to verify garaging address and commuting mileage.